JENNIFER RENAE DOWNEY-RUTLEDGE M.S., LPC
Accepted Insurance for NPI 1487965521
Counselor - Professional in Cabot, AR
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
JENNIFER RENAE DOWNEY-RUTLEDGE M.S., LPC, a counselor provider in Cabot, AR, is listed as in-network for 42 health insurance plans from 4 insurance companies, led by Arkansas Blue Cross and Blue Shield, UnitedHealthcare and Health Advantage. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Arkansas Blue Cross and Blue Shield
Bronze Exp Standardized
Bronze Value
Catastrophic HSA
Dental Gold Plus Vision
Dental Gold
Dental Pediatric
Dental Platinum Plus Vision
Dental Platinum Premium Plus Vision
Dental Platinum Premium
Dental Platinum
Dental Silver
Gold Standardized
Gold Value
Silver AH
Silver Standardized
Health Advantage
HA Bronze Exp Standardized
HA Bronze National
HA Gold Premier National
HA Gold Standardized
HA Platinum Premier National
HA Platinum Standardized
HA Silver AH
HA Silver Standardized
Octave
Octave Bronze Exp Standardized
Octave Bronze Value
Octave Gold Classic National
Octave Gold Standardized
Octave Silver AH
Octave Silver Standardized
UnitedHealthcare
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UHC Bronze Essential (No Referrals)
UHC Bronze Standard (No Referrals)
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UHC Gold Standard (No Referrals)
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Silver Standard (No Referrals)
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does JENNIFER RENAE DOWNEY-RUTLEDGE M.S., LPC accept?
Marketplace files for the 2026 plan year list JENNIFER RENAE DOWNEY-RUTLEDGE M.S., LPC as in-network for 42 plans from 4 insurance companies. The largest networks are Arkansas Blue Cross and Blue Shield (15 plans), UnitedHealthcare (13 plans), Health Advantage (8 plans), followed by 1 more company. The full list above shows each plan's metal level, network type, and plan IDs.
Is JENNIFER RENAE DOWNEY-RUTLEDGE M.S., LPC enrolled in Medicare?
Yes. CMS enrollment files show this provider accepts Medicare assignment, meaning they agree to accept the Medicare-approved amount as full payment for covered services. The provider is also enrolled in PECOS, which certifies them to order, refer, and prescribe for Medicare beneficiaries.
What network types does JENNIFER RENAE DOWNEY-RUTLEDGE M.S., LPC participate in?
The accepted plans include 15 PPO plans, 14 POS plans and 13 EPO plans. PPO (Preferred Provider Organization) plans cover out-of-network care at a higher cost and do not require referrals. POS (Point of Service) plans combine HMO-style referrals with partial out-of-network coverage. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
