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UnitedHealthcare

UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals)

Monthly premium, age 40 From $516 Up to $944 by area · before subsidies Prices by age
Find a doctor in this plan Summary of Benefits (PDF)
Plan ID69461AL0120006
Plan year2027Sold on HealthCare.gov
Plan typeEPONo referral needed
Metal levelExpanded BronzeWorks with an HSA
Sold in56 countiesof 67 in Alabama
Deductible$7,500$15,000 family
Out-of-pocket max$12,000$24,000 family
Primary care visit$50in network
Generic drugs$25per prescription

10,297 Alabama doctors and facilities in this plan's network · Directory updated Nov 4, 2026 · Premiums are full prices before subsidies (premium tax credits). NPI Profile does not sell insurance; HealthCare.gov lists premiums and handles enrollment.

Find a doctor in this plan

Where do you want to see a doctor?

Monthly premium by age, before subsidies

The full monthly price for 2027, before premium tax credits. The price depends on where you live: this plan has 12 price regions (rating areas) in Alabama, so each row shows the lowest and highest.

AgeMonthly premiumTobacco user
Child (0 to 14)$256 to $469Same
Age 21$404 to $739$424 to $776
Age 27$423 to $774$444 to $813
Age 30$458 to $838$504 to $922
Age 40$516 to $944$567 to $1,039
Age 50$721 to $1,319$865 to $1,583
Age 60$1,095 to $2,005$1,314 to $2,406
64 and older$1,211 to $2,216$1,453 to $2,660

Most people who enroll through HealthCare.gov qualify for a subsidy (premium tax credit) based on household income, which lowers the monthly price. HealthCare.gov shows your price after any subsidy. NPI Profile does not sell this plan.

What you pay with this plan

In-network costs for one person, from the CMS plan files for 2027. "After deductible" means you pay the full cost until you reach the $7,500 deductible.

Doctor visits

Primary care visit
$50
Specialist visit
$100
Nurse practitioner or PA visit
50% after deductible
Preventive care and vaccines
Free
Urgent care
$75

Prescription drugs

Generic drugsLimit: 30 days a month
$25
Preferred brand drugsLimit: 30 days a month
$50 after deductible
Non-preferred brand drugsLimit: 30 days a month
$100 after deductible
Specialty drugsLimit: 30 days a month
$500 after deductible

Tests and imaging

Lab work
50% after deductible
X-rays
50% after deductible
MRI, CT and PET scans
50% after deductible

Emergencies and hospital

Emergency room
50% after deductible
Ambulance
50% after deductible
Hospital stay
50% after deductible
Outpatient surgery (facility)
50% after deductible

Mental health

Therapy and counseling visits
$50
Inpatient mental health care
50% after deductible

Pregnancy

Prenatal and postnatal care
Free
Delivery and hospital stay
50% after deductible

Other care

Physical and occupational therapyLimit: 30 visits a year
$50
Chiropractic careLimit: 12 visits a year
50% after deductible
Eye exam for childrenLimit: 1 exam a year
Free
Glasses for childrenLimit: 1 item a year
50% after deductible
Adult dentalLimit: 2 exams a year
Free
$9,360Having a baby (CMS example)
$700Managing type 2 diabetes for a year
$2,600A simple fracture
Every service in the plan file (67)
ServiceYou payLimits and notes
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental50% after deductible
AcupunctureNot covered
Allergy Testing50% after deductible
Bariatric SurgeryNot covered
Basic Dental Care - Adult50%$1,000 a year
Basic Dental Care - Child50% after deductible
Chemotherapy50% after deductible
Chiropractic Care50% after deductible12 visits a year
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care50% after deductible
Dental Check-Up for ChildrenFree2 exams a year
Diabetes Education50% after deductible
Dialysis50% after deductible
Durable Medical Equipment50% after deductible
Emergency Room Services50% after deductible
Emergency Transportation/Ambulance50% after deductible
Eye Glasses for Children50% after deductible1 item a year
Generic Drugs$2530 days a month
Habilitation Services$50
Hearing AidsNot covered
Home Health Care Services50% after deductible
Hospice Services50% after deductible
Imaging (CT/PET Scans, MRIs)50% after deductible
Infertility TreatmentNot covered
Infusion Therapy50% after deductible
Inpatient Hospital Services (e.g., Hospital Stay)50% after deductible
Inpatient Physician and Surgical Services50% after deductible
Laboratory Outpatient and Professional Services50% after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50%$1,000 a year
Major Dental Care - Child50% after deductible
Mental/Behavioral Health Inpatient Services50% after deductible
Mental/Behavioral Health Outpatient Services$50
Non-Preferred Brand Drugs$100 after deductible30 days a month
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50% after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)50% after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)50% after deductible
Outpatient Rehabilitation Services$5030 visits a year
Outpatient Surgery Physician/Surgical Services50% after deductible
Preferred Brand Drugs$50 after deductible30 days a month
Prenatal and Postnatal CareFree
Preventive Care/Screening/ImmunizationFree
Primary Care Visit to Treat an Injury or Illness$50
Private-Duty NursingNot covered
Prosthetic Devices50% after deductible
Radiation50% after deductible
Reconstructive Surgery50% after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$5030 visits a year
Rehabilitative Speech Therapy$5030 visits a year
Routine Dental Services (Adult)Free2 exams a year
Routine Eye Exam (Adult)Free1 exam a year
Routine Eye Exam for ChildrenFree1 exam a year
Routine Foot CareNot covered
Skilled Nursing Facility50% after deductible
Specialist Visit$100
Specialty Drugs$500 after deductible30 days a month
Substance Abuse Disorder Inpatient Services50% after deductible
Substance Abuse Disorder Outpatient Services$50
Transplant50% after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Urgent Care Centers or Facilities$75
Weight Loss ProgramsNot covered
Well Baby Visits and CareFree
X-rays and Diagnostic Imaging50% after deductible

How this plan works

EPO: Only doctors and hospitals in the network are covered, except emergencies. Referrals are usually not needed.

Referral for specialists
Not required
Coinsurance
50% after the deductible
Works with an HSA
Yes
Network
Individual Exchange Benefit Plan Network (ALN011)
Sold in
56 Alabama counties

Summary of Benefits and Coverage (PDF) Plan brochure Covered drugs (formulary)

Other UnitedHealthcare plans on the same network

The same doctors and hospitals, with different costs.

UnitedHealthcare

UHC Bronze Essential

BronzeEPOHSA
Premium, age 40$484to $886 a month
Deductible$11,750$23,500 family
Out-of-pocket max$11,750$23,500 family
Having a baby$11,260CMS example
$0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals
Plan ID 69461AL0110024Sold in 56 Alabama countiesNo coinsuranceNo referral neededDetails
UnitedHealthcare

UHC Bronze Standard

Expanded BronzeEPOHSA
Premium, age 40$499to $914 a month
Deductible$7,500$15,000 family
Out-of-pocket max$12,000$24,000 family
Having a baby$9,360CMS example
HSA, $0 Insulin, No Referrals
Plan ID 69461AL0110018Sold in 56 Alabama counties50% coinsuranceNo referral neededDetails
UnitedHealthcare

UHC Bronze Copay Focus $0 Indiv Med Ded

Expanded BronzeEPOHSA
Premium, age 40$547to $1,002 a month
Deductible$0$0 family
Out-of-pocket max$12,000$24,000 family
Having a baby$3,660CMS example
$0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals
Plan ID 69461AL0110020Sold in 56 Alabama counties50% coinsuranceNo referral neededDetails
UnitedHealthcare

UHC Bronze Copay Focus+ $0 Indiv Med Ded

Expanded BronzeEPOHSA
Premium, age 40$564to $1,033 a month
Deductible$0$0 family
Out-of-pocket max$12,000$24,000 family
Having a baby$3,660CMS example
$0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals
Plan ID 69461AL0120007Sold in 56 Alabama counties50% coinsuranceNo referral neededDetails
UnitedHealthcare

UHC Silver Standard

SilverEPO
Premium, age 40$736to $1,348 a month
Deductible$6,400$12,800 family
Out-of-pocket max$10,300$20,600 family
Having a baby$8,360CMS example
$0 Insulin, No Referrals
Plan ID 69461AL0110014Sold in 56 Alabama counties40% coinsuranceNo referral neededDetails

Compare all 60 Alabama plans

Questions about UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals)

Does UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) cover my doctor?
Use "Find a doctor in this plan" on this page: choose the city, then the kind of doctor. The list shows providers UnitedHealthcare lists in this plan's network for 2027. Directories can be out of date, so call the office to confirm before your visit.
What kind of plan is UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals)?
It is an EPO plan: only doctors and hospitals in the network are covered, except emergencies. Referrals are usually not needed. It is a Expanded Bronze plan and works with a health savings account (HSA).
How much is a doctor visit with UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals)?
A primary care visit costs $50. A specialist visit costs $100. These are in-network costs for one person. "After deductible" means you pay the full cost until you reach the $7,500 deductible.
Where is UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) sold?
It is sold to people who live in 56 Alabama counties, through HealthCare.gov. UnitedHealthcare's directory can also list providers outside these counties, such as pharmacies and specialists, but the plan itself is only for people who live in its area.
How much does UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) cost a month?
Before subsidies (premium tax credits), UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) costs $516 to $944 a month for a 40-year-old in 2027, depending on where in Alabama you live. A 21-year-old pays $404 to $739 and someone 64 or older $1,211 to $2,216. Tobacco users pay more. Most people who enroll through HealthCare.gov qualify for a subsidy (premium tax credit) that lowers the monthly price, and HealthCare.gov shows your price after any subsidy.

About this data

These pages combine public files from CMS and from insurers. NPI Profile does not contract with insurers and does not decide who is in network.

SourceWhat it provides hereSource date
CMS Marketplace public use files (Plan Attributes, Benefits and Cost Sharing, Rate, Service Area)This plan's premiums, costs, covered services, coverage examples and the counties where it is soldPlan year 2027
UnitedHealthcare's provider directoryThe doctors and facilities listed in this plan's network. Only providers with an address in Alabama are counted.Updated November 4, 2026
NPPES NPI registryProvider names, practice addresses and primary specialtiesMatched November 10, 2026
  • Costs are for the standard version of the plan, for one person, in network. People who qualify for cost-sharing reductions pay less.
  • Premiums are the full monthly price before subsidies (premium tax credits). They depend on age, tobacco use and where you live (the plan's rating area). HealthCare.gov shows your price after any subsidy.
  • Confirm costs in the plan documents and with the insurer, and confirm with the doctor's office that they take this plan.