DR. JOY DRUMGOLD TERRY PSY.D
Accepted Insurance for NPI 1982952123
Psychologist - Clinical in North Dinwiddie, VA
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
DR. JOY DRUMGOLD TERRY PSY.D, a psychologist provider in North Dinwiddie, VA, is listed as in-network for 16 health insurance plans from 2 insurance companies, led by UnitedHealthcare and Oscar Health. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Oscar Health
Bronze Classic Standard
Bronze Simple
Gold Classic Standard
Silver Classic Standard
UnitedHealthcare
UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals)
UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Bronze Essential (No Referrals)
UHC Bronze Standard (No Referrals)
UHC Gold Advantage (Virtual Urgent Care, No Referrals)
UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Gold Copay Focus (Virtual Urgent Care, No Referrals)
UHC Gold Standard (No Referrals)
UHC Silver Advantage (Virtual Urgent Care, No Referrals)
UHC Silver Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Silver Copay Focus (Virtual Urgent Care, No Referrals)
UHC Silver Standard (No Referrals)
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does DR. JOY DRUMGOLD TERRY PSY.D accept?
Marketplace files for the 2026 plan year list DR. JOY DRUMGOLD TERRY PSY.D as in-network for 16 plans from 2 insurance companies. The largest networks are UnitedHealthcare (12 plans), Oscar Health (4 plans). The full list above shows each plan's metal level, network type, and plan IDs.
Is DR. JOY DRUMGOLD TERRY PSY.D enrolled in Medicare?
The CMS Medicare enrollment files linked to this NPI do not currently show a Medicare assignment or PECOS enrollment indicator. Registry files can lag recent enrollment changes, so verify Medicare participation directly with the practice.
What network types does DR. JOY DRUMGOLD TERRY PSY.D participate in?
The accepted plans include 16 EPO plans. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
