MICHAEL M STONE MD
Accepted Insurance for NPI 1922166370
Psychiatry & Neurology - Psychiatry in Webster, TX

Active since December 05, 2006PECOS EnrolledAccepts Medicare Assignment

74.96/100

CMS Quality Rating

400 N TEXAS AVE STE A, WEBSTER, TX 77598(281) 338-2798(281) 557-2027 Get Directions

NPPES record last updated: February 24, 2026. Verified against the NPPES registry weekly; last sync: October 25, 2026.

Does Dr. Stone take my insurance?

97 Texas plans sold on HealthCare.gov for 2026 include Dr. Stone, from UnitedHealthcare, Oscar Health, Cigna Healthcare and WellPoint.

InsurersUnitedHealthcare 31 plans Oscar Health 23 plans Cigna Healthcare 22 plans WellPoint 21 plans

Call before you book: insurer directories can be out of date, so call the office at (281) 338-2798 to confirm your plan is accepted. These are Marketplace (ACA) plans only; employer, Medicare Advantage and Medicaid plans are not listed. The NPPES record lists a Texas Medicaid ID; ask the office which Medicaid plans it takes.

Texas plans 97 plans · 174 plan IDs

Plans sold to Texas residents. Costs are for the standard version of each plan. Insurers often sell the same plan under several plan IDs, one per service area; those share one row.

UnitedHealthcare

31 plans · HMO

Accepting new patients

Individual Exchange Benefit Plan Network · 14 plans · Non Preferred tier

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)HMOGold$040220TX0080055

UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)HMOGold$040220TX0090008

UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)HMOGold$1,00040220TX0080028

UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)HMOGold$1,00040220TX0090002

UHC Gold StandardHMOGold$2,00040220TX0080024

UHC Silver Value ($0 Virtual Urgent Care)HMOSilver$3,00040220TX0080025

UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)HMOSilver$3,00040220TX0090004

UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)HMOSilver$3,50040220TX0080026

UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)HMOSilver$3,50040220TX0090001

UHC Silver StandardHMOSilver$6,00040220TX0080020

UHC Bronze Essential ($0 Virtual Urgent Care)HMOBronze$10,60040220TX0080045

UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)HMOExpanded Bronze$040220TX0080031

UHC Bronze StandardHMOExpanded Bronze$7,50040220TX0080015

UHC Bronze Standard+ (Dental + Vision)HMOExpanded Bronze$7,50040220TX0090005

Sanitas Anchor Network · 11 plans · Non Preferred tier

UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)HMOGold$070754TX0020006

UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)HMOGold$070754TX0030003

UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)HMOGold$1,00070754TX0020009

UHC Sanitas Gold StandardHMOGold$2,00070754TX0020005

UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)HMOSilver$070754TX0020004

UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)HMOSilver$070754TX0030002

UHC Sanitas Silver Value ($0 Virtual Urgent Care)HMOSilver$2,95070754TX0020008

UHC Sanitas Silver StandardHMOSilver$6,00070754TX0020003

UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)HMOExpanded Bronze$070754TX0020002

UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)HMOExpanded Bronze$070754TX0030001

UHC Sanitas Bronze StandardHMOExpanded Bronze$7,50070754TX0020001

Kelsey-Seybold Anchor Network · 6 plans · Non Preferred tier

UHC Kelsey-Seybold Gold Copay Focus $0 Indiv Med Ded ($8 Tier 2 Rx)HMOGold$040220TX0080034

UHC Kelsey-Seybold Gold Copay Focus+ $0 Indiv Med Ded ($8 Tier 2 Rx, Dental + Vision)HMOGold$040220TX0090009

UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med DedHMOSilver$040220TX0080033

UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision)HMOSilver$040220TX0090007

UHC Kelsey-Seybold Bronze Copay Focus $0 Indiv Med DedHMOExpanded Bronze$040220TX0080032

UHC Kelsey-Seybold Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)HMOExpanded Bronze$040220TX0090006

Oscar Health

23 plans · EPO, HMO

Accepting new patients

Individual Texas EPO network · 12 plans · Preferred tier

Gold EliteEPOGold$1,20020069TX0100056

Gold Classic StandardEPOGold$2,00020069TX0100053

Gold ClassicEPOGold$2,50020069TX0100055

Silver ClassicEPOSilver$5,50020069TX0100006

Silver Simple PCP SaverEPOSilver$5,75020069TX0100025

Silver Classic StandardEPOSilver$6,00020069TX0100052

Bronze Elite + PCP Saver PlusEPOExpanded Bronze$020069TX0100005

Bronze Classic 4700EPOExpanded Bronze$4,70020069TX0100024

Bronze Simple Chronic Care CKMEPOExpanded Bronze$5,50020069TX0100059

Bronze Simple DiabetesEPOExpanded Bronze$5,50020069TX0100068

Bronze Classic StandardEPOExpanded Bronze$7,50020069TX0100050

Bronze Simple Breathe Easy with Enhanced COPD BenefitsEPOExpanded Bronze$9,00020069TX0100064

Individual Texas HMO network · 11 plans · Preferred tier

Gold Classic Standard Guided CareHMOGold$2,00020069TX0510032

Gold Simple Diabetes Guided CareHMOGold$2,00020069TX0510037

Gold Classic Guided CareHMOGold$2,50020069TX0510020

Gold Simple Guided CareHMOGold$3,30020069TX0510021

Silver Simple PCP Saver Guided CareHMOSilver$5,75020069TX0510011

Silver Simple Chronic Care CKM Guided CareHMOSilver$5,90020069TX0510012

Silver Classic Standard Guided CareHMOSilver$6,00020069TX0510031

Silver Simple Women's Health with Menopause Benefits Guided CareHMOSilver$6,00020069TX0510008

Silver Simple Breathe Easy with Enhanced COPD Benefits Guided CareHMOSilver$6,20020069TX0510001

Silver Simple Guided CareHMOSilver$6,30020069TX0510010

Silver Simple Diabetes Guided CareHMOSilver$6,50020069TX0510013

Cigna Healthcare

22 plans · HMO

Accepting new patients

Connect Gold 1400 Indiv Med DeductibleHMOGold$1,40076589TX0010050

Connect Gold DFW 1400 Indiv Med DeductibleHMOGold$1,40076589TX0010035

Connect Gold CMS StandardHMOGold$2,00076589TX0010038

Connect Gold DFW CMS StandardHMOGold$2,00076589TX0010031

Connect myDiabetesCare GoldHMOGold$2,25076589TX0010036

Connect myDiabetesCare Gold DFWHMOGold$2,50076589TX0010026

Connect Gold DFW 2800 Indiv Med DeductibleHMOGold$2,80076589TX0010025

Connect Gold 3000 Indiv Med DeductibleHMOGold$3,00076589TX0010037

Connect Silver 3000 Indiv Med DeductibleHMOSilver$3,00076589TX0010040

Connect Silver DFW 3000 Indiv Med DeductibleHMOSilver$3,00076589TX0010024

Connect Silver 4000 Indiv Med DeductibleHMOSilver$4,00076589TX0010041

Connect Silver DFW 4000 Indiv Med DeductibleHMOSilver$4,00076589TX0010021

Connect Silver CMS StandardHMOSilver$6,00076589TX0010043

Connect Silver DFW CMS StandardHMOSilver$6,00076589TX0010030

Connect Bronze 5750 Indiv Med DeductibleHMOExpanded Bronze$5,75076589TX0010044

Connect Bronze DFW 6000 Indiv Med DeductibleHMOExpanded Bronze$6,00076589TX0010015

Connect myDiabetesCare BronzeHMOExpanded Bronze$6,50076589TX0010047

Connect myDiabetesCare Bronze DFWHMOExpanded Bronze$6,50076589TX0010016

Connect Bronze CMS StandardHMOExpanded Bronze$7,50076589TX0010048

Connect Bronze DFW CMS StandardHMOExpanded Bronze$7,50076589TX0010029

Connect Bronze 8500 Indiv Med DeductibleHMOExpanded Bronze$8,50076589TX0010045

Connect Bronze DFW 8500 Indiv Med DeductibleHMOExpanded Bronze$8,50076589TX0010018

WellPoint

21 plans · HMO, POS

Accepting new patients

Wellpoint Texas Essential and RX Choice Tiered Network · 13 plans · Participating tier

Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives)POSGold$70047501TX0030007

Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOGold$80047501TX0040009

Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)POSGold$1,00047501TX0030005

Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOGold$1,50047501TX0040007

Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOSilver$1,85047501TX0040011

Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)POSSilver$2,50047501TX0030008

Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOSilver$3,50047501TX0040012

Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives)POSSilver$4,00047501TX0030009

Wellpoint Essential Bronze 4000 HSA (+ Incentives)HMOExpanded Bronze$4,00047501TX0040002

Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)POSExpanded Bronze$4,50047501TX0030003

Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)POSExpanded Bronze$5,50047501TX0030002

Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOExpanded Bronze$6,00047501TX0040004

Wellpoint Essential Catastrophic (+ Incentives)HMOCatastrophic$10,60047501TX0040006

Wellpoint Texas Essential and Pharmacy Base Network · 6 plans · Participating tier

Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOGold$2,00047501TX0040008

Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)POSGold$2,00047501TX0030006

Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOSilver$6,00047501TX0040013

Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)POSSilver$6,00047501TX0030001

Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOExpanded Bronze$7,50047501TX0040005

Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)POSExpanded Bronze$7,50047501TX0030004

Wellpoint Texas Essential, Dental Prime, and RX Choice Tiered Network · 2 plans · Participating tier

Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)HMOSilver$3,50047501TX0040010

Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs)HMOExpanded Bronze$6,00047501TX0040003

Questions about Dr. Stone’s insurance

What insurance does Dr. Stone take?

In Texas, UnitedHealthcare, Oscar Health, Cigna Healthcare and WellPoint include Dr. Stone in 97 Marketplace plans for 2026. Call the office at (281) 338-2798 to confirm your plan before booking.

Is Dr. Stone accepting new patients?

The insurers that list Dr. Stone report that Dr. Stone is accepting new patients. Call the office at (281) 338-2798 to confirm your plan before booking.

Do I need a referral to see Dr. Stone?

It depends on the plan: 42 of 97 Texas plans require a specialist referral.

Does Dr. Stone accept Medicare?

Yes. CMS files show Dr. Stone accepts Medicare assignment and is enrolled in PECOS, which allows ordering and referring for Medicare patients.

About this data

This page combines public files from insurers and from CMS. NPI Profile does not contract with insurers and does not decide who is in network.

Source	What it provides here	Source date
Insurer provider directory files	Which plans list this provider, network tier, accepting new patients, years listed. Insurers selling on HealthCare.gov must publish these files under CMS rules.	Oscar Health: Oct 15, 2026 WellPoint: Oct 15, 2026 UnitedHealthcare: Oct 13, 2026 Cigna Healthcare: Oct 6, 2026
CMS Health Insurance Exchange public use files	Plan details and Summary of Benefits links for HealthCare.gov states.	Plan year 2026

Only Marketplace (ACA) plans are covered. Employer, Medicare Advantage and Medicaid managed care networks are not in these files.
Costs are for the standard version of each plan. People who qualify for cost-sharing reductions pay less on Silver plans.
Accepting new patients and network tier are reported by each insurer, and can differ from what the practice tells you.
Networks change during the year. Confirm with your insurer or the practice before booking.