MELISSA MARIE NAJARIAN
Accepted Insurance for NPI 1730120171
Surgery in Duluth, MN
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
MELISSA MARIE NAJARIAN, a surgery provider in Duluth, MN, is listed as in-network for 149 health insurance plans from 5 insurance companies, led by Security Health Plan, Medica and Anthem Blue Cross and Blue Shield. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Anthem Blue Cross and Blue Shield
Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)
Anthem Bronze Preferred/Broad HSA (+ Incentives)
Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives)
Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives)
Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HealthPartners
Atlas $1,300 Gold
Atlas $2,000 Standard Gold
Atlas $3,050 Plus Silver
Atlas $3,800 HSA Silver
Atlas $6,000 Standard Silver
Atlas $6,800 Plus Bronze HSA
Atlas $7,500 Standard Bronze HSA
Atlas $8,400 HSA Bronze
Medica
Essentia Choice Care with Medica Bronze $0 Copay PCP Visits
Essentia Choice Care with Medica Bronze Share
Essentia Choice Care with Medica Expanded Bronze Standard
Essentia Choice Care with Medica Gold $0 Copay PCP Visits
Essentia Choice Care with Medica Gold Share
Essentia Choice Care with Medica Gold Standard
Essentia Choice Care with Medica Silver $0 Copay PCP Visits
Essentia Choice Care with Medica Silver Share
Essentia Choice Care with Medica Silver Standard
Medica Individual Choice Bronze $0 Copay PCP Visits
Medica Individual Choice Bronze HSA
Medica Individual Choice Bronze Share
Medica Individual Choice Bronze Share
Medica Individual Choice Expanded Bronze Standard
Medica Individual Choice Expanded Bronze Standard
Medica Individual Choice Gold $0 Copay PCP Visits
Medica Individual Choice Gold $0 Copay PCP Visits
Medica Individual Choice Gold Share
Medica Individual Choice Gold Share
Medica Individual Choice Gold Standard
Medica Individual Choice Gold Standard
Medica Individual Choice Silver $0 Copay PCP Visits
Medica Individual Choice Silver $0 Copay PCP Visits
Medica Individual Choice Silver Share
Medica Individual Choice Silver Share
Medica Individual Choice Silver Standard
Medica Individual Choice Silver Standard
Sanford Health Plan
Sanford Individual Simplicity $1,750
Sanford Individual Simplicity $10,600
Sanford Individual Simplicity $3,500
Sanford Individual Simplicity $4,750
Sanford Individual Simplicity $6,500
Sanford Individual Simplicity $7,200 HSA Qualified
Sanford Individual Simplicity Standardized $2,000
Sanford Individual Simplicity Standardized $6,000
Sanford Individual Simplicity Standardized $7,500
Security Health Plan
Premier $2,000 - 25%
Premier $3,500 - 30%
Premier $4,000 - 50%
Premier $5,000 HDHP
Premier $6,000 - 40%
Premier $7,500 HDHP
Premier $7,500
Premier HMO $1,500 - 30%
Premier HMO $2,500 - 20% Copay
Premier HMO $3,400 - 30% HDHP
Premier HMO $3,500 - 30%
Premier HMO $3,500 HDHP
Premier HMO $4,000 - 20% HDHP
Premier HMO $5,000 - 20% HDHP
Premier HMO $5,500 - 40% Copay
Premier HMO $7,500 HDHP
Premier HMO $750 - 10%
Premier HMO $9,500
Premier POS $1,500 - 30%
Premier POS $2,500 - 20% Copay
Premier POS $3,400 - 30% HDHP
Premier POS $3,500 - 30%
Premier POS $3,500 HDHP
Premier POS $4,000 - 20% HDHP
Premier POS $5,000 - 20% HDHP
Premier POS $5,500 - 40% Copay
Premier POS $7,500 HDHP
Premier POS $750 - 10%
Premier POS $9,500
Reliance $1,500 - 30%
Reliance $2,500 - 20% Copay
Reliance $3,400 - 30% HDHP
Reliance $3,500 - 30%
Reliance $3,500 HDHP
Reliance $4,000 - 20% HDHP
Reliance $5,000 - 20% HDHP
Reliance $5,500 - 40% Copay
Reliance $7,500 HDHP
Reliance $750 - 10%
Reliance $9,500
Select $2,000 - 25%
Select $3,500 - 30%
Select $4,000 - 50%
Select $5,000 HDHP
Select $6,000 - 40%
Select $7,500 HDHP
Select $7,500
Select $9,500
Select Protection
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does MELISSA MARIE NAJARIAN accept?
Marketplace files for the 2026 plan year list MELISSA MARIE NAJARIAN as in-network for 149 plans from 5 insurance companies. The largest networks are Security Health Plan (49 plans), Medica (27 plans), Anthem Blue Cross and Blue Shield (9 plans), followed by 2 more companies. The full list above shows each plan's metal level, network type, and plan IDs.
Is MELISSA MARIE NAJARIAN enrolled in Medicare?
Yes. CMS enrollment files show this provider accepts Medicare assignment, meaning they agree to accept the Medicare-approved amount as full payment for covered services. The provider is also enrolled in PECOS, which certifies them to order, refer, and prescribe for Medicare beneficiaries.
What network types does MELISSA MARIE NAJARIAN participate in?
The accepted plans include 36 HMO plans, 29 EPO plans, 20 POS plans and 17 PPO plans. HMO (Health Maintenance Organization) plans cover care from network providers and typically require a primary care referral for specialists. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements. POS (Point of Service) plans combine HMO-style referrals with partial out-of-network coverage. PPO (Preferred Provider Organization) plans cover out-of-network care at a higher cost and do not require referrals.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
