CARA BOWEN PHD, LPC
Accepted Insurance for NPI 1699601708
Counselor - Professional in Fort Collins, CO

Active since June 18, 2026

706 S COLLEGE AVE STE 204, FORT COLLINS, CO 80524(832) 942-3082 Get Directions

NPPES record last updated: June 18, 2026. Verified against the NPPES registry weekly; last sync: November 08, 2026.

Does Cara Bowen take my insurance?

No Colorado Marketplace plan lists Cara Bowen. UnitedHealthcare includes Cara Bowen in 46 plans sold in Oklahoma and Texas.

Listed inOklahoma and Texas

Call before you book: insurer directories can be out of date, so call the office at (832) 942-3082 to confirm your plan is accepted. These are Marketplace (ACA) plans only; employer, Medicare Advantage and Medicaid plans are not listed.

Listed in other states 46 plans · 2 states

Insurers sometimes list a provider in other states' networks, for example for telehealth or a practice near a state line. These plans are sold to residents of those states.

UnitedHealthcare · Texas

31 plans · HMO

Accepting new patientsDeductible $0 to $11,750

Individual Exchange Benefit Plan Network · 14 plans · Non Preferred tier

UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOGold$040220TX0080055View details

UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOGold$040220TX0090008View details

UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOGold$1,40040220TX0080028View details

UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOGold$1,40040220TX0090002View details

UHC Gold Standard ($0 Insulin)Network tier: Non PreferredHMOGold$2,50040220TX0080024View details

UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOSilver$3,50040220TX0080025View details

UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOSilver$3,50040220TX0090004View details

UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOSilver$3,80040220TX0080026View details

UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOSilver$3,80040220TX0090001View details

UHC Silver Standard ($0 Insulin)Network tier: Non PreferredHMOSilver$6,40040220TX0080020View details

UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin)Network tier: Non PreferredHMOBronze$11,75040220TX0080045View details

UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)Network tier: Non PreferredHMOExpanded Bronze$040220TX0080031View details

UHC Bronze Standard (HSA, $0 Insulin)Network tier: Non PreferredHMOExpanded Bronze$7,50040220TX0080015View details

UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOExpanded Bronze$7,50040220TX0090005View details

Sanitas Anchor Network · 11 plans · Non Preferred tier

UHC Sanitas 18 Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOGold$070754TX0020006View details

UHC Sanitas 18 Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOGold$070754TX0030003View details

UHC Sanitas 18 Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOGold$1,40070754TX0020009View details

UHC Sanitas 18 Gold Standard ($0 Insulin)Network tier: Non PreferredHMOGold$2,50070754TX0020005View details

UHC Sanitas 18 Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin)Network tier: Non PreferredHMOSilver$070754TX0020004View details

UHC Sanitas 18 Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOSilver$070754TX0030002View details

UHC Sanitas 18 Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOSilver$3,50070754TX0020008View details

UHC Sanitas 18 Silver Standard ($0 Insulin)Network tier: Non PreferredHMOSilver$6,40070754TX0020003View details

UHC Sanitas 18 Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)Network tier: Non PreferredHMOExpanded Bronze$070754TX0020002View details

UHC Sanitas 18 Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOExpanded Bronze$070754TX0030001View details

UHC Sanitas 18 Bronze Standard (HSA, $0 Insulin)Network tier: Non PreferredHMOExpanded Bronze$7,50070754TX0020001View details

Kelsey-Seybold Anchor Network · 6 plans · Non Preferred tier

UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin)Network tier: Non PreferredHMOGold$040220TX0080034View details

UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOGold$040220TX0090009View details

UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin)Network tier: Non PreferredHMOSilver$040220TX0080033View details

UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision)Network tier: Non PreferredHMOSilver$040220TX0090007View details

UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin)Network tier: Non PreferredHMOExpanded Bronze$040220TX0080032View details

UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision)Network tier: Non PreferredHMOExpanded Bronze$040220TX0090006View details

UnitedHealthcare · Oklahoma

15 plans · HMO

Accepting new patientsDeductible $0 to $11,750

UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals)Network tier: Non PreferredHMOGold$045480OK0050034View details

UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)Network tier: Non PreferredHMOGold$045480OK0110007View details

UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals)Network tier: Non PreferredHMOGold$2,00045480OK0050038View details

UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)Network tier: Non PreferredHMOGold$2,00045480OK0110001View details

UHC Gold Standard ($0 Insulin, No Referrals)Network tier: Non PreferredHMOGold$2,50045480OK0050028View details

UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals)Network tier: Non PreferredHMOSilver$045480OK0050044View details

UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)Network tier: Non PreferredHMOSilver$045480OK0110006View details

UHC Silver Value ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, No Referrals)Network tier: Non PreferredHMOSilver$3,10045480OK0050036View details

UHC Silver Value+ ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)Network tier: Non PreferredHMOSilver$3,10045480OK0110004View details

UHC Silver Standard ($0 Insulin, No Referrals)Network tier: Non PreferredHMOSilver$6,40045480OK0050029View details

UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)Network tier: Non PreferredHMOBronze$11,75045480OK0050039View details

UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)Network tier: Non PreferredHMOExpanded Bronze$045480OK0050035View details

UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals)Network tier: Non PreferredHMOExpanded Bronze$045480OK0110008View details

UHC Bronze Standard (HSA, $0 Insulin, No Referrals)Network tier: Non PreferredHMOExpanded Bronze$7,50045480OK0050030View details

UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals)Network tier: Non PreferredHMOExpanded Bronze$7,50045480OK0110005View details

Questions about Cara Bowen’s insurance

What insurance does Cara Bowen take?

No Colorado Marketplace plan lists Cara Bowen. UnitedHealthcare includes Cara Bowen in 46 plans sold in Oklahoma and Texas. Call the office at (832) 942-3082 to confirm your plan before booking.

Is Cara Bowen accepting new patients?

The insurers that list Cara Bowen report that Cara Bowen is accepting new patients. Call the office at (832) 942-3082 to confirm your plan before booking.

Does Cara Bowen accept Medicare?

The CMS Medicare files linked to this NPI show no Medicare assignment or PECOS enrollment. Ask the office.

Important notice

NPI Profile is not an insurance company, agent or broker. We do not sell insurance, enroll anyone in a plan, or give tax, legal, financial or insurance advice. This free tool organizes public files from CMS and insurers so you can compare Marketplace plans and check whether your current or future doctor is in a plan’s network. It is not affiliated with CMS, HealthCare.gov, any state exchange or any insurer.

Premiums, costs, coverage, provider networks and plan availability can change and may differ from what is shown here. Premiums are full prices before subsidies (premium tax credits), and your actual cost depends on your household and income. Before you enroll, confirm the details with the insurer and the doctor’s office, and enroll through Connect for Health Colorado. For help choosing a plan, HealthCare.gov lists free local assisters and licensed agents.

About this data

This page combines public files from insurers and from CMS. NPI Profile does not contract with insurers and does not decide who is in network.

Source	What it provides here	Source date
Insurer provider directory files	Which plans list this provider, network tier, accepting new patients, years listed. Insurers selling on HealthCare.gov must publish these files under CMS rules.	UnitedHealthcare: Nov 3, 2026
CMS Health Insurance Exchange public use files	Plan details and Summary of Benefits links for HealthCare.gov states.	Plan year 2027, Oct 20, 2026

Only Marketplace (ACA) plans are covered. Employer, Medicare Advantage and Medicaid managed care networks are not in these files.
Costs are for the standard version of each plan. People who qualify for cost-sharing reductions pay less on Silver plans.
Accepting new patients and network tier are reported by each insurer, and can differ from what the practice tells you.
Networks change during the year. Confirm with your insurer or the practice before booking.