Recently Updated NPI Information — some details in this NPI profile have been updated in the NPI registry within the last 60 days.

MICHELLE LOUISE BAY FNP-C
Accepted Insurance for NPI 1679113708
Nurse Practitioner - Family in Saint Louis, MO

Active since January 07, 2020PECOS Enrolled
75.96/100
CMS Quality Rating
100 S 4TH ST STE 550, SAINT LOUIS, MO 63102(866) 849-0692 Get Directions

NPPES record last updated: July 23, 2026. Verified against the NPPES registry weekly; last sync: August 30, 2026.

Record update history: Jul 23, 2026, Apr 14, 2026, Jun 12, 2024 and 3 more (6 updates tracked since 2020).

Accepted Insurance & Health Plans Health Insurance Marketplace

Marketplace plan participation on file for this provider · 2026 plan year

MICHELLE LOUISE BAY FNP-C, a nurse practitioner provider in Saint Louis, MO, is listed as in-network for 5 health insurance plans from Blue Cross and Blue Shield of Kansas City. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.

Verify before you schedule: insurance networks change throughout the plan year. Confirm coverage directly with your insurance company or this practice’s billing office before booking an appointment.
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Insurance Company
5
Plan Options
1
Network Type
5 plans · 5 plan IDs · 2026 plan year

Blue Cross and Blue Shield of Kansas City

5 plans · Individual market · listed as Preferred

Blue KC Community Silver Preferred-Care Blue EPO

SilverEPO
Plan ID34762MO0590009

Blue KC First Bronze Preferred-Care Blue EPO

BronzeEPO
Plan ID34762MO0590010

Blue KC Standard Bronze Preferred-Care Blue EPO

BronzeEPO
Plan ID34762MO0590020

Blue KC Standard Gold Preferred-Care Blue EPO

GoldEPO
Plan ID34762MO0590013

Blue KC Standard Silver Preferred-Care Blue EPO

SilverEPO
Plan ID34762MO0590019
No plans match your current filters. Clear filters to see the full list.

Coverage Questions FAQs

Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.

What insurance does MICHELLE LOUISE BAY FNP-C accept?

Marketplace files for the 2026 plan year list MICHELLE LOUISE BAY FNP-C as in-network for 5 plans from Blue Cross and Blue Shield of Kansas City. The full list above shows each plan's metal level, network type, and plan IDs.

Is MICHELLE LOUISE BAY FNP-C enrolled in Medicare?

The CMS enrollment files for this NPI show a PECOS enrollment record, which certifies the provider to order, refer, and prescribe for Medicare beneficiaries. The files do not currently show a Medicare assignment indicator; verify Medicare participation directly with the practice.

What network types does MICHELLE LOUISE BAY FNP-C participate in?

The accepted plans include 5 EPO plans. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements.

Where does this insurance data come from and how current is it?

Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.