KARIN VERNICK KESTER NURSE PRACTITIONER
Accepted Insurance for NPI 1609441237
Nurse Practitioner - Family in Fredericksburg, VA
Does Karin Kester take my insurance?
Oscar Health includes Karin Kester in 4 Virginia plans sold on Virginia's Insurance Marketplace for 2026, all on its Individual Virginia network.
Call before you book: insurer directories can be out of date, so call the office at (540) 373-1331 to confirm your plan is accepted. These are Marketplace (ACA) plans only; employer, Medicare Advantage and Medicaid plans are not listed.
Virginia plans 4 plans
Plans sold to Virginia residents. Costs are for the standard version of each plan.
Oscar Health
Questions about Karin Kester’s insurance
Does Karin Kester take Oscar Health?
For Virginia Marketplace plans, yes: Oscar Health includes Karin Kester in 4 plans for 2026. Call the office at (540) 373-1331 to confirm your plan before booking.
Is Karin Kester accepting new patients?
The insurers that list Karin Kester report that Karin Kester is accepting new patients. Call the office at (540) 373-1331 to confirm your plan before booking.
Do I need a referral to see Karin Kester?
Not under the Virginia plans that list Karin Kester: the 2026 plan files say a specialist referral is not required.
Does Karin Kester accept Medicare?
Yes. CMS files show Karin Kester accepts Medicare assignment and is enrolled in PECOS, which allows ordering and referring for Medicare patients.
About this data
This page combines public files from insurers and from CMS. NPI Profile does not contract with insurers and does not decide who is in network.
| Source | What it provides here | Source date |
|---|---|---|
| Insurer provider directory files | Which plans list this provider, network tier, accepting new patients, years listed. Insurers selling on HealthCare.gov must publish these files under CMS rules. | Oscar Health: Oct 15, 2026 |
| CMS state-based exchange public use files | Plan details for states that run their own exchange, here Virginia. No document links. | Plan year 2026, Jun 3, 2026 |
- Only Marketplace (ACA) plans are covered. Employer, Medicare Advantage and Medicaid managed care networks are not in these files.
- Costs are for the standard version of each plan. People who qualify for cost-sharing reductions pay less on Silver plans.
- Accepting new patients and network tier are reported by each insurer, and can differ from what the practice tells you.
- Networks change during the year. Confirm with your insurer or the practice before booking.
