DR. RAFAEL CARTAYA MD
Accepted Insurance for NPI 1417616632
General Practice in Miami, FL
Does Dr. Cartaya take my insurance?
83 Florida plans sold on HealthCare.gov for 2026 include Dr. Cartaya, from Oscar Health, Molina Healthcare, Ambetter Health and AmeriHealth Caritas Next. Insurers also list Dr. Cartaya in Alabama, Georgia, Illinois and Iowa.
Call before you book: insurer directories can be out of date, so call the office at (786) 715-9183 to confirm your plan is accepted. These are Marketplace (ACA) plans only; employer, Medicare Advantage and Medicaid plans are not listed.
Florida plans 83 plans · 102 plan IDs
Plans sold to Florida residents. Costs are for the standard version of each plan. Insurers often sell the same plan under several plan IDs, one per service area; those share one row.
Oscar Health
Molina Healthcare
Ambetter Health
AmeriHealth Caritas Next
Also listed in other states 84 plans · 4 states
Insurers sometimes list a provider in other states' networks, for example for telehealth or a practice near a state line. These plans are sold to residents of those states.
Oscar Health · Iowa
Ambetter Health · Georgia
Ambetter Health · Alabama
Oscar Health · Illinois
Questions about Dr. Cartaya’s insurance
What insurance does Dr. Cartaya take?
In Florida, Oscar Health, Molina Healthcare, Ambetter Health and AmeriHealth Caritas Next include Dr. Cartaya in 83 Marketplace plans for 2026. Call the office at (786) 715-9183 to confirm your plan before booking.
Is Dr. Cartaya accepting new patients?
The insurers that list Dr. Cartaya report that Dr. Cartaya is accepting new patients. Call the office at (786) 715-9183 to confirm your plan before booking.
Do I need a referral to see Dr. Cartaya?
Not under the Florida plans that list Dr. Cartaya: the 2026 plan files say a specialist referral is not required.
Does Dr. Cartaya accept Medicare?
Yes. CMS files show Dr. Cartaya accepts Medicare assignment and is enrolled in PECOS, which allows ordering and referring for Medicare patients.
About this data
This page combines public files from insurers and from CMS. NPI Profile does not contract with insurers and does not decide who is in network.
| Source | What it provides here | Source date |
|---|---|---|
| Insurer provider directory files | Which plans list this provider, network tier, accepting new patients, years listed. Insurers selling on HealthCare.gov must publish these files under CMS rules. | AmeriHealth Caritas Next: Oct 15, 2026 Oscar Health: Oct 15, 2026 Ambetter Health: Oct 14, 2026 Molina Healthcare: Oct 10, 2026 |
| CMS Health Insurance Exchange public use files | Plan details and Summary of Benefits links for HealthCare.gov states. | Plan year 2026 |
| CMS state-based exchange public use files | Plan details for states that run their own exchange, here Georgia and Illinois. No document links. | Plan year 2026, Jun 3, 2026 |
- Only Marketplace (ACA) plans are covered. Employer, Medicare Advantage and Medicaid managed care networks are not in these files.
- Costs are for the standard version of each plan. People who qualify for cost-sharing reductions pay less on Silver plans.
- Accepting new patients and network tier are reported by each insurer, and can differ from what the practice tells you.
- Networks change during the year. Confirm with your insurer or the practice before booking.