DR. SARAH ELIZABETH DIAZ DO
Accepted Insurance for NPI 1376903708
Surgery in Duluth, MN
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
DR. SARAH ELIZABETH DIAZ DO, a surgery provider in Duluth, MN, is listed as in-network for 82 health insurance plans from 4 insurance companies, led by Medica, HealthPartners and McLaren Health Plan Community. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
HealthPartners
Atlas $1,300 Gold
Atlas $2,000 Standard Gold
Atlas $3,050 Plus Silver
Atlas $3,800 HSA Silver
Atlas $6,000 Standard Silver
Atlas $6,800 Plus Bronze HSA
Atlas $7,500 Standard Bronze HSA
Atlas $8,400 HSA Bronze
Oak $1,300 Gold
Oak $2,000 Standard Gold
McLaren Health Plan Community
MHP Bronze Saver (Expanded)
MHP Bronze
MHP Expanded Bronze Standard
MHP Gold Standard
MHP Gold
MHP Silver Exchange Rewards
MHP Silver Exchange
MHP Silver Standard
MHP Young Adult/Catastrophic
Medica
Essentia Choice Care with Medica Bronze $0 Copay PCP Visits
Essentia Choice Care with Medica Bronze Share
Essentia Choice Care with Medica Expanded Bronze Standard
Essentia Choice Care with Medica Gold $0 Copay PCP Visits
Essentia Choice Care with Medica Gold Share
Essentia Choice Care with Medica Gold Standard
Essentia Choice Care with Medica Silver $0 Copay PCP Visits
Essentia Choice Care with Medica Silver Share
Essentia Choice Care with Medica Silver Standard
Medica Individual Choice Bronze $0 Copay PCP Visits
Medica Individual Choice Bronze HSA
Medica Individual Choice Bronze Share
Medica Individual Choice Bronze Share
Medica Individual Choice Expanded Bronze Standard
Medica Individual Choice Expanded Bronze Standard
Medica Individual Choice Gold $0 Copay PCP Visits
Medica Individual Choice Gold $0 Copay PCP Visits
Medica Individual Choice Gold Share
Medica Individual Choice Gold Share
Medica Individual Choice Gold Standard
Medica Individual Choice Gold Standard
Medica Individual Choice Silver $0 Copay PCP Visits
Medica Individual Choice Silver $0 Copay PCP Visits
Medica Individual Choice Silver Share
Medica Individual Choice Silver Share
Medica Individual Choice Silver Standard
Medica Individual Choice Silver Standard
Sanford Health Plan
Sanford Individual Simplicity $1,750
Sanford Individual Simplicity $10,600
Sanford Individual Simplicity $3,500
Sanford Individual Simplicity $4,750
Sanford Individual Simplicity $6,500
Sanford Individual Simplicity $7,200 HSA Qualified
Sanford Individual Simplicity Standardized $2,000
Sanford Individual Simplicity Standardized $6,000
Sanford Individual Simplicity Standardized $7,500
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does DR. SARAH ELIZABETH DIAZ DO accept?
Marketplace files for the 2026 plan year list DR. SARAH ELIZABETH DIAZ DO as in-network for 82 plans from 4 insurance companies. The largest networks are Medica (27 plans), HealthPartners (10 plans), McLaren Health Plan Community (9 plans), followed by 1 more company. The full list above shows each plan's metal level, network type, and plan IDs.
Is DR. SARAH ELIZABETH DIAZ DO enrolled in Medicare?
Yes. CMS enrollment files show this provider accepts Medicare assignment, meaning they agree to accept the Medicare-approved amount as full payment for covered services. The provider is also enrolled in PECOS, which certifies them to order, refer, and prescribe for Medicare beneficiaries.
What network types does DR. SARAH ELIZABETH DIAZ DO participate in?
The accepted plans include 27 HMO plans, 19 PPO plans and 9 EPO plans. HMO (Health Maintenance Organization) plans cover care from network providers and typically require a primary care referral for specialists. PPO (Preferred Provider Organization) plans cover out-of-network care at a higher cost and do not require referrals. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
