SHARON MELINDA SPEARS FNP
Accepted Insurance for NPI 1356981021
Nurse Practitioner - Family in Charleston, SC
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
SHARON MELINDA SPEARS FNP, a nurse practitioner provider in Charleston, SC, is listed as in-network for 34 health insurance plans from 2 insurance companies, led by Cigna Healthcare and UnitedHealthcare. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Cigna Healthcare
Connect Bronze 5500 Indiv Med Deductible
Connect Bronze 6500 Indiv Med Deductible
Connect Bronze CMS Standard
Connect Bronze RD 5000 Indiv Med Deductible
Connect Bronze RD 6000 Indiv Med Deductible
Connect Bronze RD CMS Standard
Connect Gold 1500 Indiv Med Deductible
Connect Gold CMS Standard
Connect Gold RD CMS Standard
Connect myDiabetesCare Bronze
Connect myDiabetesCare Silver
Connect Silver 3600 Indiv Med Deductible
Connect Silver 5000 Indiv Med Deductible
Connect Silver CMS Standard
Connect Silver RD 3500 Indiv Med Deductible
Connect Silver RD 5000 Indiv Med Deductible
Connect Silver RD CMS Standard
UnitedHealthcare
UHC Bronze Copay Focus $0 Indiv Med Ded
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)
UHC Bronze Essential-
UHC Bronze Essential
UHC Bronze Standard Plus Chiro
UHC Bronze Standard
UHC Gold Advantage+ (Dental + Vision)
UHC Gold Advantage
UHC Gold Copay Focus $0 Indiv Med Ded
UHC Gold Standard Plus Chiro
UHC Gold Standard
UHC Silver Advantage+ (Dental + Vision)
UHC Silver Advantage
UHC Silver Copay Focus $0 Indiv Med Ded
UHC Silver Standard Plus Chiro
UHC Silver Standard-
UHC Silver Standard
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does SHARON MELINDA SPEARS FNP accept?
Marketplace files for the 2026 plan year list SHARON MELINDA SPEARS FNP as in-network for 34 plans from 2 insurance companies. The largest networks are Cigna Healthcare (17 plans), UnitedHealthcare (17 plans). The full list above shows each plan's metal level, network type, and plan IDs.
Is SHARON MELINDA SPEARS FNP enrolled in Medicare?
Yes. CMS enrollment files show this provider accepts Medicare assignment, meaning they agree to accept the Medicare-approved amount as full payment for covered services. The provider is also enrolled in PECOS, which certifies them to order, refer, and prescribe for Medicare beneficiaries.
What network types does SHARON MELINDA SPEARS FNP participate in?
The accepted plans include 34 HMO plans. HMO (Health Maintenance Organization) plans cover care from network providers and typically require a primary care referral for specialists.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
