MR. MICHAEL L. MCGAUGH LPC
Accepted Insurance for NPI 1346777539
Counselor - Professional in Independence, MO
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
MR. MICHAEL L. MCGAUGH LPC, a counselor provider in Independence, MO, is listed as in-network for 91 health insurance plans from 4 insurance companies, led by Medica, UnitedHealthcare and Oscar Insurance Company. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Blue Cross and Blue Shield of Kansas City
Blue KC Community Silver Preferred-Care Blue EPO
Blue KC First Bronze Preferred-Care Blue EPO
Blue KC Standard Bronze Preferred-Care Blue EPO
Blue KC Standard Gold Preferred-Care Blue EPO
Blue KC Standard Silver Preferred-Care Blue EPO
Medica
Balance by Medica Bronze $0 Copay PCP Visits
Balance by Medica Bronze Premier
Balance by Medica Expanded Bronze Standard
Balance by Medica Gold $0 Copay PCP Visits
Balance by Medica Gold Share
Balance by Medica Gold Standard
Balance by Medica Silver $0 Copay PCP Visits
Balance by Medica Silver Share
Balance by Medica Silver Standard
Medica with MU Health Care Bronze $0 Copay PCP Visits
Medica with MU Health Care Bronze Premier
Medica with MU Health Care Expanded Bronze Standard
Medica with MU Health Care Gold $0 Copay PCP Visits
Medica with MU Health Care Gold Share
Medica with MU Health Care Gold Standard
Medica with MU Health Care Silver $0 Copay PCP Visits
Medica with MU Health Care Silver Share
Medica with MU Health Care Silver Standard
Select by Medica Bronze $0 Copay PCP Visits
Select by Medica Bronze Share
Select by Medica Expanded Bronze Standard
Select by Medica Gold $0 Copay PCP Visits
Select by Medica Gold Share
Select by Medica Gold Standard
Select by Medica Silver $0 Copay PCP Visits
Select by Medica Silver Share
Select by Medica Silver Standard
Oscar Insurance Company
Bronze Classic 4700
Bronze Classic Standard
Bronze Elite + PCP Saver Plus
Bronze Elite + PCP Saver
Bronze Simple Diabetes
Gold Classic Standard
Gold Simple
Silver Classic Standard
Silver Elite Saver Plus
Silver Simple Diabetes
Silver Simple PCP Saver
Silver Simple Women's Health with Menopause Benefits
UnitedHealthcare
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
UHC Bronze Essential (No Referrals)
UHC Bronze Standard (No Referrals)
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UHC Gold Standard (No Referrals)
UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals)
UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UHC Silver Standard (No Referrals)
UHC Silver Standard+ (Dental + Vision, No Referrals)
UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does MR. MICHAEL L. MCGAUGH LPC accept?
Marketplace files for the 2026 plan year list MR. MICHAEL L. MCGAUGH LPC as in-network for 91 plans from 4 insurance companies. The largest networks are Medica (27 plans), UnitedHealthcare (27 plans), Oscar Insurance Company (12 plans), followed by 1 more company. The full list above shows each plan's metal level, network type, and plan IDs.
Is MR. MICHAEL L. MCGAUGH LPC enrolled in Medicare?
The CMS enrollment files for this NPI show a PECOS enrollment record, which certifies the provider to order, refer, and prescribe for Medicare beneficiaries. The files do not currently show a Medicare assignment indicator; verify Medicare participation directly with the practice.
What network types does MR. MICHAEL L. MCGAUGH LPC participate in?
The accepted plans include 71 EPO plans. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
