DR. LINDA MARIS MELENDEZ-TORRES M.D.
Accepted Insurance for NPI 1316933708
General Practice in Orlando, FL
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
DR. LINDA MARIS MELENDEZ-TORRES M.D., a general practice provider in Orlando, FL, is listed as in-network for 104 health insurance plans from 4 insurance companies, led by Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company) and Health First Commercial Plans, Inc.. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Florida Blue (BlueCross BlueShield FL)
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
BlueOptions Bronze 24J01-06 (Rewards)
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
BlueOptions Silver 24J01-03 ($10 Labs / Rewards)
BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)
BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)
BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)
BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)
BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)
BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)
BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)
BlueSelect Bronze 24L01-01 (Rewards)
BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)
BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)
BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
BlueSelect Silver 1443 ($10 Labs / Rewards)
BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)
BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)
BlueSelect Silver 1456 ($50 PCP Visits / Rewards)
BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Blue HMO (a BlueCross BlueShield FL company)
BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)
BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
BlueCare Bronze 24K01-05 (Rewards)
BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)
BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)
BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)
BlueCare Bronze 24K02-18 (Rewards)
BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards)
BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards)
BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)
BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)
BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)
BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards)
BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)
BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)
BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)
BlueCare Silver 24K01-02 ($10 Labs / Rewards)
BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)
BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)
BlueCare Silver 24K02-21 ($10 Labs / Rewards)
BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards)
Florida Health Care Plans
Gym Access IND Bronze HMO 1340
Gym Access IND Bronze HMO OA 1211
Gym Access IND Bronze HMO OA Standard 2450
Gym Access IND Bronze POS 1042
Gym Access IND Bronze POS BC 3841
Gym Access IND Bronze POS OA 1211
Gym Access IND Bronze POS OA Standard 2450
Gym Access IND Bronze Standardized HMO
Gym Access IND Gold HMO 4500
Gym Access IND Gold HMO BC 5651
Gym Access IND Gold HMO H.S.A 9010
Gym Access IND Gold HMO OA Standard 3450
Gym Access IND Gold POS 55001
Gym Access IND Gold POS BC 5651
Gym Access IND Gold POS OA Standard 3450
Gym Access IND Silver HMO BC 0941
Gym Access IND Silver HMO BC 7741
Gym Access IND Silver HMO OA 1009
Gym Access IND Silver HMO OA Standard 1440
Gym Access IND Silver POS BC 0941
Gym Access IND Silver POS BC 7741
Gym Access IND Silver POS OA 1009
Gym Access IND Silver POS OA Standard 1440
Health First Commercial Plans, Inc.
Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access)
Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access)
Bronze Standard 1828
Bronze Value 1814 (High Value Network Savings, Open Access)
Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access)
Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access)
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
Gold Standard 1833
Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
Silver 1664 (Primary Care & Specialist Copays, Open Access)
Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access)
Silver Savings 1821 (Primary Care Copay, Open Access)
Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access)
Silver Standard 1829
Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does DR. LINDA MARIS MELENDEZ-TORRES M.D. accept?
Marketplace files for the 2026 plan year list DR. LINDA MARIS MELENDEZ-TORRES M.D. as in-network for 104 plans from 4 insurance companies. The largest networks are Florida Blue (BlueCross BlueShield FL) (33 plans), Florida Blue HMO (a BlueCross BlueShield FL company) (24 plans), Health First Commercial Plans, Inc. (24 plans), followed by 1 more company. The full list above shows each plan's metal level, network type, and plan IDs.
Is DR. LINDA MARIS MELENDEZ-TORRES M.D. enrolled in Medicare?
Yes. CMS enrollment files show this provider accepts Medicare assignment, meaning they agree to accept the Medicare-approved amount as full payment for covered services. The provider is also enrolled in PECOS, which certifies them to order, refer, and prescribe for Medicare beneficiaries.
What network types does DR. LINDA MARIS MELENDEZ-TORRES M.D. participate in?
The accepted plans include 36 HMO plans, 35 POS plans, 19 EPO plans and 14 PPO plans. HMO (Health Maintenance Organization) plans cover care from network providers and typically require a primary care referral for specialists. POS (Point of Service) plans combine HMO-style referrals with partial out-of-network coverage. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements. PPO (Preferred Provider Organization) plans cover out-of-network care at a higher cost and do not require referrals.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
