DR. ARMAND N PAGANO
Accepted Insurance for NPI 1316634579
Chiropractor in Bismarck, ND
Accepted Insurance & Health Plans Health Insurance Marketplace
Marketplace plan participation on file for this provider · 2026 plan year
DR. ARMAND N PAGANO, a chiropractor provider in Bismarck, ND, is listed as in-network for 95 health insurance plans from 3 insurance companies, led by Medica, Blue Cross Blue Shield of North Dakota and Sanford Health Plan. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.
Blue Cross Blue Shield of North Dakota
BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List)
BlueCare Gold $10 PCP Copay ($5 Value Based Drug List)
BlueCare Silver $20 PCP Copay ($5 Value Based Drug List)
BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List)
BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List)
BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List)
BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible
BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan)
BlueValue Gold $30 PCP Copay (Standardized plan)
BlueValue Silver $40 PCP Copay (Standardized plan)
DakotaBlue Altru Gold ($5 Value Based Drug List)
DakotaBlue Altru Silver ($5 Value Based Drug List)
DakotaBlue Trinity Gold ($5 Value Based Drug List)
DakotaBlue Trinity Silver ($5 Value Based Drug List)
Medica
Altru Prime by Medica Bronze $0 Copay PCP Visits
Altru Prime by Medica Bronze Share
Altru Prime by Medica Expanded Bronze Standard
Altru Prime by Medica Gold $0 Copay PCP Visits
Altru Prime by Medica Gold Share
Altru Prime by Medica Gold Standard
Altru Prime by Medica Silver $0 Copay PCP Visits
Altru Prime by Medica Silver Share
Altru Prime by Medica Silver Standard
Balance by Medica Bronze $0 Copay PCP Visits
Balance by Medica Bronze Premier
Balance by Medica Expanded Bronze Standard
Balance by Medica Gold $0 Copay PCP Visits
Balance by Medica Gold Share
Balance by Medica Gold Standard
Balance by Medica Silver $0 Copay PCP Visits
Balance by Medica Silver Share
Balance by Medica Silver Standard
Engage by Medica Bronze HSA
Engage by Medica Bronze Share
Engage by Medica Expanded Bronze Standard
Engage by Medica Gold $0 Copay PCP Visits
Engage by Medica Gold Share
Engage by Medica Gold Standard
Engage by Medica Silver $0 Copay PCP Visits
Engage by Medica Silver Share
Engage by Medica Silver Standard
Essentia Choice Care with Medica Bronze $0 Copay PCP Visits
Essentia Choice Care with Medica Bronze Share
Essentia Choice Care with Medica Expanded Bronze Standard
Essentia Choice Care with Medica Gold $0 Copay PCP Visits
Essentia Choice Care with Medica Gold Share
Essentia Choice Care with Medica Gold Standard
Essentia Choice Care with Medica Silver $0 Copay PCP Visits
Essentia Choice Care with Medica Silver Share
Essentia Choice Care with Medica Silver Standard
Harmony by Medica Bronze $0 Copay PCP Visits + Adult Eye Exam
Harmony by Medica Bronze $0 Copay PCP Visits
Harmony by Medica Bronze Premier + Adult Eye Exam
Harmony by Medica Bronze Premier
Harmony by Medica Expanded Bronze Standard + Adult Eye Exam
Harmony by Medica Expanded Bronze Standard
Harmony by Medica Gold $0 Copay PCP Visits + Adult Eye Exam
Harmony by Medica Gold $0 Copay PCP Visits
Harmony by Medica Gold Share + Adult Eye Exam
Harmony by Medica Gold Share
Harmony by Medica Gold Standard + Adult Eye Exam
Harmony by Medica Gold Standard
Harmony by Medica Silver $0 Copay PCP Visits + Adult Eye Exam
Harmony by Medica Silver $0 Copay PCP Visits
Harmony by Medica Silver Share + Adult Eye Exam
Harmony by Medica Silver Share
Harmony by Medica Silver Standard + Adult Eye Exam
Harmony by Medica Silver Standard
Medica Individual Choice Bronze $0 Copay PCP Visits
Medica Individual Choice Bronze Share
Medica Individual Choice Expanded Bronze Standard
Medica Individual Choice Gold $0 Copay PCP Visits
Medica Individual Choice Gold Share
Medica Individual Choice Gold Standard
Medica Individual Choice Silver $0 Copay PCP Visits
Medica Individual Choice Silver Share
Medica Individual Choice Silver Standard
Sanford Health Plan
Sanford Individual TRUE $1,750
Sanford Individual TRUE $10,600
Sanford Individual TRUE $3,500
Sanford Individual TRUE $4,750
Sanford Individual TRUE $6,500
Sanford Individual TRUE $7,200 HSA Qualified
Sanford Individual TRUE Standardized $2,000
Sanford Individual TRUE Standardized $6,000
Sanford Individual TRUE Standardized $7,500
Coverage Questions FAQs
Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.
What insurance does DR. ARMAND N PAGANO accept?
Marketplace files for the 2026 plan year list DR. ARMAND N PAGANO as in-network for 95 plans from 3 insurance companies. The largest networks are Medica (63 plans), Blue Cross Blue Shield of North Dakota (14 plans), Sanford Health Plan (9 plans). The full list above shows each plan's metal level, network type, and plan IDs.
Is DR. ARMAND N PAGANO enrolled in Medicare?
Yes. CMS enrollment files show this provider accepts Medicare assignment, meaning they agree to accept the Medicare-approved amount as full payment for covered services.
What network types does DR. ARMAND N PAGANO participate in?
The accepted plans include 41 PPO plans, 36 HMO plans and 9 EPO plans. PPO (Preferred Provider Organization) plans cover out-of-network care at a higher cost and do not require referrals. HMO (Health Maintenance Organization) plans cover care from network providers and typically require a primary care referral for specialists. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements.
Where does this insurance data come from and how current is it?
Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.
