MEGAN CAMP LCSW
Accepted Insurance for NPI 1215744461
Social Worker - Clinical in Kansas City, MO

Active since December 11, 2024PECOS Enrolled
2340 E MEYER BLVD, KANSAS CITY, MO 64132(816) 777-4467 Get Directions

NPPES record last updated: December 11, 2024. Verified against the NPPES registry weekly; last sync: August 16, 2026.

Accepted Insurance & Health Plans Health Insurance Marketplace

Marketplace plan participation on file for this provider · 2026 plan year

MEGAN CAMP LCSW, a social worker provider in Kansas City, MO, is listed as in-network for 228 health insurance plans from 10 insurance companies, led by Ambetter Health, Ambetter from Arkansas Health & Wellness and Medica. This list is compiled from the CMS Health Insurance Marketplace public use files for the 2026 plan year.

Verify before you schedule: insurance networks change throughout the plan year. Confirm coverage directly with your insurance company or this practice’s billing office before booking an appointment.
10
Insurance Companies
228
Plan Options
4
Network Types
Ambetter Health
Largest Network · 32 plans
View plans
210 plans · 228 plan IDs · 2026 plan year

Ambetter Health

32 plans · Individual market · listed as Preferred

Choice Bronze HSA + Vision + Adult Dental

BronzeEPONebraska
Plan ID13484NE0100001

Choice Bronze HSA

BronzeEPONebraska
Plan ID13484NE0090001

Clear Gold + Vision + Adult Dental

GoldEPONebraska
Plan ID13484NE0100002

Clear Gold

GoldEPONebraska
Plan ID13484NE0090002

Complete Gold + Vision + Adult Dental

GoldHMOIowa
Plan ID48286IA0020015

Complete Gold

GoldHMOIowa
Plan ID48286IA0010015

Elite Bronze + Vision + Adult Dental

BronzeEPONebraska
Plan ID13484NE0100007

Elite Bronze + Vision + Adult Dental

BronzeHMOIowa
Plan ID48286IA0020013

Elite Bronze

BronzeEPONebraska
Plan ID13484NE0090007

Elite Bronze

BronzeHMOIowa
Plan ID48286IA0010013

Elite Gold + Vision + Adult Dental

GoldEPONebraska
Plan ID13484NE0100005

Elite Gold

GoldEPONebraska
Plan ID13484NE0090005

Everyday Bronze + Vision + Adult Dental

BronzeHMOIowa
Plan ID48286IA0020012

Everyday Bronze

BronzeHMOIowa
Plan ID48286IA0010012

Everyday Gold + Vision + Adult Dental

GoldHMOIowa
Plan ID48286IA0020016

Everyday Gold

GoldHMOIowa
Plan ID48286IA0010016

Focused Silver + Vision + Adult Dental

SilverEPONebraska
Plan ID13484NE0100004

Focused Silver + Vision + Adult Dental

SilverHMOIowa
Plan ID48286IA0020019

Focused Silver

SilverEPONebraska
Plan ID13484NE0090004

Focused Silver

SilverHMOIowa
Plan ID48286IA0010019

Standard Expanded Bronze + Vision + Adult Dental

BronzeEPONebraska
Plan ID13484NE0100008

Standard Expanded Bronze + Vision + Adult Dental

BronzeHMOIowa
Plan ID48286IA0020014

Standard Expanded Bronze

BronzeEPONebraska
Plan ID13484NE0090008

Standard Expanded Bronze

BronzeHMOIowa
Plan ID48286IA0010014

Standard Gold + Vision + Adult Dental

GoldEPONebraska
Plan ID13484NE0100006

Standard Gold + Vision + Adult Dental

GoldHMOIowa
Plan ID48286IA0020017

Standard Gold

GoldEPONebraska
Plan ID13484NE0090006

Standard Gold

GoldHMOIowa
Plan ID48286IA0010017

Standard Silver + Vision + Adult Dental

SilverEPONebraska
Plan ID13484NE0100009

Standard Silver + Vision + Adult Dental

SilverHMOIowa
Plan ID48286IA0020023

Standard Silver

SilverEPONebraska
Plan ID13484NE0090009

Standard Silver

SilverHMOIowa
Plan ID48286IA0010020

Ambetter Health of Delaware

17 plans · Individual market · listed as Preferred

Clear Gold + Vision + Adult Dental

GoldEPODelaware
Plan ID64004DE0100011

Clear Gold

GoldEPODelaware
Plan ID64004DE0090011

Complete Gold + Vision + Adult Dental

GoldEPODelaware
Plan ID64004DE0100009

Complete Gold

GoldEPODelaware
Plan ID64004DE0090009

Elite Silver + Vision + Adult Dental

SilverEPODelaware
Plan ID64004DE0100013

Elite Silver

SilverEPODelaware
Plan ID64004DE0090013

Everyday Bronze + Vision + Adult Dental

BronzeEPODelaware
Plan ID64004DE0100002

Everyday Bronze

BronzeEPODelaware
Plan ID64004DE0090002

Focused Silver + Vision + Adult Dental

SilverEPODelaware
Plan ID64004DE0100007

Focused Silver

SilverEPODelaware
Plan ID64004DE0090007

Principal Bronze HSA + Vision + Adult Dental

BronzeEPODelaware
Plan ID64004DE0100001

Principal Bronze HSA

BronzeEPODelaware
Plan ID64004DE0090001

Standard Expanded Bronze + Vision + Adult Dental

BronzeEPODelaware
Plan ID64004DE0100004

Standard Expanded Bronze

BronzeEPODelaware
Plan ID64004DE0090004

Standard Gold + Vision + Adult Dental

GoldEPODelaware
Plan ID64004DE0100012

Standard Gold

GoldEPODelaware
Plan ID64004DE0090012

Standard Silver

SilverEPODelaware
Plan ID64004DE0090008

Ambetter from Arkansas Health & Wellness

31 plans · Individual market · listed as Preferred

Choice Bronze HSA (QualChoice)

BronzePOSArkansas
Plan ID70525AR0070285

Complete Gold + Vision + Adult Dental

GoldPPOArkansas
Plan ID62141AR0100014

Complete Gold

GoldPPOArkansas
Plan ID62141AR0080014

Connected Silver (QualChoice) + Vision + Adult Dental

SilverPOSArkansas
Plan ID70525AR0210001

Connected Silver (QualChoice)

SilverPOSArkansas
Plan ID70525AR0070261

Connected Silver (QualChoiceLife) + Vision + Adult Dental

SilverPPOArkansas
Plan ID37903AR0160003

Connected Silver (QualChoiceLife)

SilverPPOArkansas
Plan ID37903AR0070025

Connected Silver + Vision + Adult Dental

SilverPPOArkansas
Plan ID62141AR0100007

Connected Silver

SilverPPOArkansas
Plan ID62141AR0080007

Elite Bronze + Vision + Adult Dental

BronzePPOArkansas
Plan ID62141AR0100026

Elite Bronze

BronzePPOArkansas
Plan ID62141AR0080026

Elite Gold (QualChoice) + Vision + Adult Dental

GoldPOSArkansas
Plan ID70525AR0210002

Elite Gold (QualChoice)

GoldPOSArkansas
Plan ID70525AR0070268

Elite Gold (QualChoiceLife) + Vision + Adult Dental

GoldPPOArkansas
Plan ID37903AR0160002

Elite Gold (QualChoiceLife)

GoldPPOArkansas
Plan ID37903AR0070031

Everyday Bronze + Vision + Adult Dental

BronzePPOArkansas
Plan ID62141AR0100017

Everyday Bronze

BronzePPOArkansas
Plan ID62141AR0080017

Standard Expanded Bronze (QualChoice)

BronzePOSArkansas
Plan ID70525AR0070287

Standard Expanded Bronze + Vision + Adult Dental

BronzePPOArkansas
Plan ID62141AR0100033

Standard Expanded Bronze

BronzePPOArkansas
Plan ID62141AR0080032

Standard Gold (QualChoice) + Vision + Adult Dental

GoldPOSArkansas
Plan ID70525AR0210003

Standard Gold (QualChoice)

GoldPOSArkansas
Plan ID70525AR0070289

Standard Gold (QualChoiceLife) + Vision + Adult Dental

GoldPPOArkansas
Plan ID37903AR0160001

Standard Gold (QualChoiceLife)

GoldPPOArkansas
Plan ID37903AR0070034

Standard Gold + Vision + Adult Dental

GoldPPOArkansas
Plan ID62141AR0100035

Standard Gold

GoldPPOArkansas
Plan ID62141AR0080034

Standard Silver (QualChoice) + Vision + Adult Dental

SilverPOSArkansas
Plan ID70525AR0210005

Standard Silver (QualChoice)

SilverPOSArkansas
Plan ID70525AR0070288

Standard Silver (QualChoiceLife)

SilverPPOArkansas
Plan ID37903AR0070033

Standard Silver + Vision + Adult Dental

SilverPPOArkansas
Plan ID62141AR0100034

Standard Silver

SilverPPOArkansas
Plan ID62141AR0080033

Ambetter from Home State Health

16 plans · Individual market · listed as Preferred

Complete Gold + Vision + Adult Dental

GoldEPO
Plan ID99723MO0110010

Complete Gold

GoldEPO
Plan ID99723MO0090016

Complete Silver + Vision + Adult Dental

SilverEPO
Plan ID99723MO0110013

Complete Silver

SilverEPO
Plan ID99723MO0090011

Elite Bronze + Vision + Adult Dental

BronzeEPO
Plan ID99723MO0110053

Elite Bronze

BronzeEPO
Plan ID99723MO0090053

Everyday Bronze + Vision + Adult Dental

BronzeEPO
Plan ID99723MO0110009

Everyday Bronze

BronzeEPO
Plan ID99723MO0090018

Everyday Gold + Vision + Adult Dental

GoldEPO
Plan ID99723MO0110063

Everyday Gold

GoldEPO
Plan ID99723MO0090063

Standard Expanded Bronze + Vision + Adult Dental

BronzeEPO
Plan ID99723MO0110070

Standard Expanded Bronze

BronzeEPO
Plan ID99723MO0090069

Standard Gold + Vision + Adult Dental

GoldEPO
Plan ID99723MO0110072

Standard Gold

GoldEPO
Plan ID99723MO0090071

Standard Silver + Vision + Adult Dental

SilverEPO
Plan ID99723MO0110027

Standard Silver

SilverEPO
Plan ID99723MO0090070

Ambetter from Sunflower Health Plan

16 plans · Individual market · listed as Preferred

Elite Bronze + Vision + Adult Dental

BronzeEPOKansas
Plan ID34368KS0120047

Elite Bronze

BronzeEPOKansas
Plan ID34368KS0110047

Elite Gold + Vision + Adult Dental

GoldEPOKansas
Plan ID34368KS0120068

Elite Gold

GoldEPOKansas
Plan ID34368KS0110066

Everyday Bronze + Vision + Adult Dental

BronzeEPOKansas
Plan ID34368KS0120043

Everyday Bronze

BronzeEPOKansas
Plan ID34368KS0110043

Everyday Gold + Vision + Adult Dental

GoldEPOKansas
Plan ID34368KS0120033

Everyday Gold

GoldEPOKansas
Plan ID34368KS0110033

Focused Silver + Vision + Adult Dental

SilverEPOKansas
Plan ID34368KS0120053

Focused Silver

SilverEPOKansas
Plan ID34368KS0110053

Standard Expanded Bronze + Vision + Adult Dental

BronzeEPOKansas
Plan ID34368KS0120069

Standard Expanded Bronze

BronzeEPOKansas
Plan ID34368KS0110068

Standard Gold + Vision + Adult Dental

GoldEPOKansas
Plan ID34368KS0120071

Standard Gold

GoldEPOKansas
Plan ID34368KS0110070

Standard Silver + Vision + Adult Dental

SilverEPOKansas
Plan ID34368KS0120070

Standard Silver

SilverEPOKansas
Plan ID34368KS0110069

Ambetter of Oklahoma

20 plans · Individual market · listed as Preferred

Elite Bronze + Vision + Adult Dental

BronzePPOOklahoma
Plan ID62505OK0130006

Elite Bronze

BronzePPOOklahoma
Plan ID62505OK0120006

Elite Gold + Vision + Adult Dental

GoldPPOOklahoma
Plan ID62505OK0130017

Elite Gold

GoldPPOOklahoma
Plan ID62505OK0120016

Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental

SilverPPOOklahoma
Plan ID62505OK0130023

Enhanced Asthma/COPD Care Silver with $0 Drug Options

SilverPPOOklahoma
Plan ID62505OK0120023

Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental

SilverPPOOklahoma
Plan ID62505OK0130024

Enhanced Diabetes Care Silver with $0 Drug Options

SilverPPOOklahoma
Plan ID62505OK0120024

Everyday Bronze + Vision + Adult Dental

BronzePPOOklahoma
Plan ID62505OK0130002

Everyday Bronze

BronzePPOOklahoma
Plan ID62505OK0120002

Everyday Gold + Vision + Adult Dental

GoldPPOOklahoma
Plan ID62505OK0130014

Everyday Gold

GoldPPOOklahoma
Plan ID62505OK0120014

Focused Silver + Vision + Adult Dental

SilverPPOOklahoma
Plan ID62505OK0130012

Focused Silver

SilverPPOOklahoma
Plan ID62505OK0120012

Standard Expanded Bronze + Vision + Adult Dental

BronzePPOOklahoma
Plan ID62505OK0130019

Standard Expanded Bronze

BronzePPOOklahoma
Plan ID62505OK0120019

Standard Gold + Vision + Adult Dental

GoldPPOOklahoma
Plan ID62505OK0130021

Standard Gold

GoldPPOOklahoma
Plan ID62505OK0120021

Standard Silver + Vision + Adult Dental

SilverPPOOklahoma
Plan ID62505OK0130025

Standard Silver

SilverPPOOklahoma
Plan ID62505OK0120020

Ambetter of Tennessee

16 plans · Individual market · listed as Preferred

Elite Bronze + Vision + Adult Dental

BronzeEPOTennessee
Plan ID70111TN0120026

Elite Bronze

BronzeEPOTennessee
Plan ID70111TN0110026

Elite Gold + Vision + Adult Dental

GoldEPOTennessee
Plan ID70111TN0120034

Elite Gold

GoldEPOTennessee
Plan ID70111TN0110031

Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental

SilverEPOTennessee
Plan ID70111TN0120001

Enhanced Diabetes Care Silver with $0 Drug Options

SilverEPOTennessee
Plan ID70111TN0110018

Everyday Bronze + Vision + Adult Dental

BronzeEPOTennessee
Plan ID70111TN0120023

Everyday Bronze

BronzeEPOTennessee
Plan ID70111TN0110023

Everyday Gold + Vision + Adult Dental

GoldEPOTennessee
Plan ID70111TN0120030

Everyday Gold

GoldEPOTennessee
Plan ID70111TN0110030

Standard Expanded Bronze + Vision + Adult Dental

BronzeEPOTennessee
Plan ID70111TN0120035

Standard Expanded Bronze

BronzeEPOTennessee
Plan ID70111TN0110033

Standard Gold + Vision + Adult Dental

GoldEPOTennessee
Plan ID70111TN0120037

Standard Gold

GoldEPOTennessee
Plan ID70111TN0110035

Standard Silver + Vision + Adult Dental

SilverEPOTennessee
Plan ID70111TN0120036

Standard Silver

SilverEPOTennessee
Plan ID70111TN0110034

Blue Cross and Blue Shield of Kansas City

8 plans · Individual market · listed as Preferred

Blue KC Community Silver Preferred-Care Blue EPO

SilverEPO
Plan ID34762MO0590009

Blue KC First Bronze Preferred-Care Blue EPO

BronzeEPO
Plan ID34762MO0590010

Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO

BronzeEPO2 states
Plan IDs34762MO059002694248KS0560018

Blue KC Simply Blue Gold with Spira Care Blue Metro EPO

GoldEPO2 states
Plan IDs34762MO059002494248KS0560016

Blue KC Simply Blue Silver with Spira Care Blue Metro EPO

SilverEPO2 states
Plan IDs34762MO059002594248KS0560017

Blue KC Standard Bronze Preferred-Care Blue EPO

BronzeEPO
Plan ID34762MO0590020

Blue KC Standard Gold Preferred-Care Blue EPO

GoldEPO
Plan ID34762MO0590013

Blue KC Standard Silver Preferred-Care Blue EPO

SilverEPO
Plan ID34762MO0590019

Medica

27 plans · Individual market · listed as Preferred

Balance by Medica Bronze $0 Copay PCP Visits

BronzeEPO
Plan ID53461MO0080041

Balance by Medica Bronze Premier

BronzeEPO
Plan ID53461MO0080051

Balance by Medica Expanded Bronze Standard

BronzeEPO
Plan ID53461MO0080073

Balance by Medica Gold $0 Copay PCP Visits

GoldEPO
Plan ID53461MO0080045

Balance by Medica Gold Share

GoldEPO
Plan ID53461MO0080074

Balance by Medica Gold Standard

GoldEPO
Plan ID53461MO0080055

Balance by Medica Silver $0 Copay PCP Visits

SilverEPO
Plan ID53461MO0080047

Balance by Medica Silver Share

SilverEPO
Plan ID53461MO0080075

Balance by Medica Silver Standard

SilverEPO
Plan ID53461MO0080057

Medica with MU Health Care Bronze $0 Copay PCP Visits

BronzeEPO
Plan ID53461MO0070041

Medica with MU Health Care Bronze Premier

BronzeEPO
Plan ID53461MO0070051

Medica with MU Health Care Expanded Bronze Standard

BronzeEPO
Plan ID53461MO0070073

Medica with MU Health Care Gold $0 Copay PCP Visits

GoldEPO
Plan ID53461MO0070045

Medica with MU Health Care Gold Share

GoldEPO
Plan ID53461MO0070074

Medica with MU Health Care Gold Standard

GoldEPO
Plan ID53461MO0070055

Medica with MU Health Care Silver $0 Copay PCP Visits

SilverEPO
Plan ID53461MO0070047

Medica with MU Health Care Silver Share

SilverEPO
Plan ID53461MO0070075

Medica with MU Health Care Silver Standard

SilverEPO
Plan ID53461MO0070057

Select by Medica Bronze $0 Copay PCP Visits

BronzeEPO
Plan ID53461MO0010041

Select by Medica Bronze Share

BronzeEPO
Plan ID53461MO0010029

Select by Medica Expanded Bronze Standard

BronzeEPO
Plan ID53461MO0010073

Select by Medica Gold $0 Copay PCP Visits

GoldEPO
Plan ID53461MO0010045

Select by Medica Gold Share

GoldEPO
Plan ID53461MO0010074

Select by Medica Gold Standard

GoldEPO
Plan ID53461MO0010055

Select by Medica Silver $0 Copay PCP Visits

SilverEPO
Plan ID53461MO0010047

Select by Medica Silver Share

SilverEPO
Plan ID53461MO0010075

Select by Medica Silver Standard

SilverEPO
Plan ID53461MO0010057

UnitedHealthcare

27 plans · Individual market · listed as Non Preferred

UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)

BronzeEPO3 states
Plan IDs73102NE008000394968KS009001595426MO0410019

UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

BronzeEPO2 states
Plan IDs73102NE009000194968KS0100004

UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)

BronzeEPONebraska
Plan ID73102NE0080010

UHC Bronze Essential (No Referrals)

BronzeEPO2 states
Plan IDs94968KS009002195426MO0410021

UHC Bronze Standard (No Referrals)

BronzeEPO3 states
Plan IDs73102NE008000194968KS009001395426MO0410013

UHC Bronze Standard+ (Dental + Vision, No Referrals)

BronzeEPO2 states
Plan IDs94968KS010000795426MO0420005

UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)

GoldEPOKansas
Plan ID94968KS0090019

UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)

GoldEPO
Plan ID95426MO0410020

UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)

GoldEPOKansas
Plan ID94968KS0100001

UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

GoldEPO
Plan ID95426MO0420001

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)

GoldEPO2 states
Plan IDs73102NE008000994968KS0090018

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)

GoldEPO
Plan ID95426MO0410018

UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)

GoldEPO2 states
Plan IDs73102NE009000594968KS0100006

UHC Gold Standard (No Referrals)

GoldEPO3 states
Plan IDs73102NE008000794968KS009000395426MO0410009

UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)

GoldEPONebraska
Plan ID73102NE0080008

UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)

SilverEPOKansas
Plan ID94968KS0090016

UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals)

SilverEPO
Plan ID95426MO0410016

UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)

SilverEPOKansas
Plan ID94968KS0100002

UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

SilverEPO
Plan ID95426MO0420002

UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)

SilverEPO2 states
Plan IDs73102NE008000695426MO0410006

UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

SilverEPONebraska
Plan ID73102NE0090003

UHC Silver Standard (No Referrals)

SilverEPO3 states
Plan IDs73102NE008000494968KS009000895426MO0410008

UHC Silver Standard+ (Dental + Vision, No Referrals)

SilverEPO2 states
Plan IDs73102NE009000495426MO0420004

UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)

SilverEPONebraska
Plan ID73102NE0080005

UHC Silver Value ($0 Virtual Urgent Care, No Referrals)

SilverEPOKansas
Plan ID94968KS0090004

UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)

SilverEPONebraska
Plan ID73102NE0090002

UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)

SilverEPOKansas
Plan ID94968KS0100005
No plans match your current filters. Clear filters to see the full list.

Coverage Questions FAQs

Common questions about this provider’s insurance participation, answered from the CMS Health Insurance Marketplace and Medicare enrollment files.

What insurance does MEGAN CAMP LCSW accept?

Marketplace files for the 2026 plan year list MEGAN CAMP LCSW as in-network for 228 plans from 10 insurance companies. The largest networks are Ambetter Health (32 plans), Ambetter from Arkansas Health & Wellness (31 plans), Medica (27 plans), followed by 7 more companies. The full list above shows each plan's metal level, network type, and plan IDs.

Is MEGAN CAMP LCSW enrolled in Medicare?

The CMS enrollment files for this NPI show a PECOS enrollment record, which certifies the provider to order, refer, and prescribe for Medicare beneficiaries. The files do not currently show a Medicare assignment indicator; verify Medicare participation directly with the practice.

What network types does MEGAN CAMP LCSW participate in?

The accepted plans include 143 EPO plans, 41 PPO plans, 16 HMO plans and 10 POS plans. EPO (Exclusive Provider Organization) plans cover network providers only, generally without referral requirements. PPO (Preferred Provider Organization) plans cover out-of-network care at a higher cost and do not require referrals. HMO (Health Maintenance Organization) plans cover care from network providers and typically require a primary care referral for specialists. POS (Point of Service) plans combine HMO-style referrals with partial out-of-network coverage.

Where does this insurance data come from and how current is it?

Plan participation is compiled from the official CMS Health Insurance Marketplace public use files for the 2026 plan year and refreshed as CMS publishes updated files. Networks change during the year, so always verify coverage with the insurance company or the provider's office before scheduling care.