Florida Marketplace Health Insurance: 2027 Plans and In-Network Doctors

Name: Florida Marketplace Health Insurance: 2027 Plans and In-Network Doctors
Creator: NPI Profile
License: https://www.cms.gov/data-research/cms-data/data-available-everyone

11 insurers sell 288 medical plans on HealthCare.gov in Florida for 2027, and 46 dental plans are also available. Florida Blue offers the most, 85 plans, and has the largest network, with 82,971 Florida doctors, practices and hospitals. Individual deductibles run from $0 to $12,000, and 10 insurers offer $0-deductible plans.

11 insurers 288 medical plans Deductibles $0 to $12,000 159,908 doctors and facilities in a network

Source: CMS Marketplace plan files for plan year 2027 and insurer provider directories. Updated November 8, 2026.

NPI Profile does not sell insurance or enroll anyone in a plan. This free tool uses public files from CMS and insurers to help you compare plans and check whether your doctor is in a plan's network.

Are your doctors in these plans?

Add up to 3 doctors and every plan below shows whether they are in network.

Filters

Deductible

Metal level

PlatinumHMO

Deductible$0$0 family

Out-of-pocket max$5,900$11,800 family

Having a baby$1,560CMS example

Plan ID 66966FL0050008Sold in 9 Florida countiesNo coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Florida Blue

BlueOptions Gold 24J01-09

GoldPPO

Deductible$0$0 family

Out-of-pocket max$7,300$14,600 family

Having a baby$860CMS example

$0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards

Plan ID 16842FL0260009Sold statewide40% coinsuranceNo referral needed

Network: NetworkBlue

Details

Florida Blue

BlueSelect Gold 27L01-08

GoldEPO

Deductible$0$0 family

Out-of-pocket max$7,300$14,600 family

Having a baby$860CMS example

$0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards

Plan ID 16842FL0330008Sold in 44 Florida counties40% coinsuranceNo referral needed

Network: BlueSelect

Details

Florida Blue

BlueSelect Gold 27L01-08V

GoldEPO

Deductible$0$0 family

Out-of-pocket max$7,300$14,600 family

Having a baby$860CMS example

$0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards

Plan ID 16842FL0350008Sold in 44 Florida counties40% coinsuranceNo referral needed

Network: BlueSelect

Details

AvMed

AvMed Entrust Platinum 25

PlatinumHMO

Deductible$0$0 family

Out-of-pocket max$7,750$15,500 family

Having a baby$560CMS example

2027

Plan ID 19898FL0340020Sold in 20 Florida counties50% coinsuranceReferral needed for specialists

Network: AvMed HIX Network

Details

AvMed

AvMed Entrust Platinum 25 Dental+Vision

PlatinumHMO

Deductible$0$0 family

Out-of-pocket max$7,750$15,500 family

Having a baby$560CMS example

2027

Plan ID 19898FL0350020Sold in 20 Florida counties50% coinsuranceReferral needed for specialists

Network: AvMed HIX Network

Details

Florida Blue

BlueCare Gold 24K01-08

GoldPOS

Deductible$0$0 family

Out-of-pocket max$7,950$15,900 family

Having a baby$860CMS example

$0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards

Plan ID 30252FL0140008Sold in 35 Florida counties40% coinsuranceNo referral needed

Network: BlueCare

Details

Florida Blue

BlueCare Gold 24K02-20

GoldPOS

Deductible$0$0 family

Out-of-pocket max$7,950$15,900 family

Having a baby$860CMS example

$0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards

Plan ID 30252FL0140020Sold in 10 Florida counties40% coinsuranceNo referral needed

Network: BlueCare

Details

UnitedHealthcare

UHC Gold Copay Focus $0 Ded

GoldHMO

Deductible$0$0 family

Out-of-pocket max$8,700$17,400 family

Having a baby$1,860CMS example

$0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin

Plan ID 68398FL0030034Sold in 33 Florida counties45% coinsuranceReferral needed for specialists

Network: Individual Exchange Benefit Plan Network

Details

UnitedHealthcare

UHC Gold Copay Focus+ $0 Ded

GoldHMO

Deductible$0$0 family

Out-of-pocket max$8,700$17,400 family

Having a baby$1,860CMS example

$0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision

Plan ID 68398FL0060010Sold in 33 Florida counties45% coinsuranceReferral needed for specialists

Network: Individual Exchange Benefit Plan Network

Details

AmeriHealth Caritas Next

AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals

GoldHMO

Deductible$0$0 family

Out-of-pocket max$9,000$18,000 family

Having a baby$2,260CMS example

Plan ID 67926FL0010015Sold in 16 Florida counties20% coinsuranceNo referral needed

Network: ACNEXT FL HMO

Details

Capital Health Plan

Capital Health Plan HMO Gold 3000

GoldHMO

Deductible$0$0 family

Out-of-pocket max$9,500$19,000 family

Having a baby$2,060CMS example

Plan ID 66966FL0050003Sold in 9 Florida countiesNo coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Florida Health Care Plans

Gym Access IND Silver HMO OA 1009

SilverHMO

Deductible$0$0 family

Out-of-pocket max$10,500$21,000 family

Having a baby$4,560CMS example

Plan ID 56503FL3480012Sold in 5 Florida counties50% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

GoldHMO

Deductible$0$0 family

Out-of-pocket max$11,400$22,800 family

Having a baby$4,870CMS example

Plan ID 21525FL0020035Sold in 22 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Gold Basic | with AdventHealth

GoldHMO

Deductible$0$0 family

Out-of-pocket max$11,400$22,800 family

Having a baby$4,870CMS example

Plan ID 21525FL0010071Sold in 12 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Ambetter Health

Elite Bronze

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$11,800$23,600 family

Having a baby$5,060CMS example

Plan ID 49004FL0010004Sold in 60 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

Elite Bronze + Vision + Adult Dental

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$11,800$23,600 family

Having a baby$5,060CMS example

Plan ID 49004FL0020004Sold in 60 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

22 Health

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$12,000$24,000 family

Having a baby$4,660CMS example

Plan ID 21525FL0020003Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Elite + PCP Saver Plus with Adult Dental & Vision

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$12,000$24,000 family

Having a baby$4,660CMS example

Plan ID 21525FL0020024Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Elite + PCP Saver Plus with Adult Dental & Vision | with AdventHealth

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$12,000$24,000 family

Having a baby$4,660CMS example

Plan ID 21525FL0010049Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Elite + PCP Saver Plus | with AdventHealth

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$12,000$24,000 family

Having a baby$4,660CMS example

Plan ID 21525FL0010005Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Florida Health Care Plans

Gym Access IND Bronze HMO OA 1211

Expanded BronzeHMOHSA

Deductible$0$0 family

Out-of-pocket max$12,000$24,000 family

Having a baby$3,960CMS example

Plan ID 56503FL3480011Sold in 5 Florida counties50% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

GoldHMO

Deductible$50$100 family

Out-of-pocket max$9,200$18,400 family

Having a baby$1,860CMS example

Plan ID 56503FL3480006Sold in 5 Florida counties40% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

Gym Access IND Gold POS BC 5651

GoldPOS

Deductible$50$100 family

Out-of-pocket max$9,200$18,400 family

Having a baby$1,860CMS example

Plan ID 56503FL3490006Sold in 5 Florida counties40% coinsuranceNo referral needed

Network: FHCP HMO Individual Network

Details

Ambetter Health

Everyday Gold

GoldHMO

Deductible$800$1,600 family

Out-of-pocket max$7,250$14,500 family

Having a baby$4,160CMS example

Plan ID 49004FL0010010Sold in 63 Florida counties35% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

GoldHMO

Deductible$1,000$2,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$3,270CMS example

Plan ID 67926FL0010009Sold in 16 Florida counties25% coinsuranceNo referral needed

Network: ACNEXT FL HMO

Details

Wellpoint

Wellpoint Essential Gold 1400

GoldHMO

Deductible$1,400$2,800 family

Out-of-pocket max$5,000$10,000 family

Having a baby$5,060CMS example

$0 Select Drugs + Incentives

Plan ID 44228FL0040009Sold in 34 Florida counties40% coinsuranceNo referral needed

Network: Wellpoint Florida Essential and RX Choice Tiered Network

Details

UnitedHealthcare

UHC Sanitas Gold Advantage

GoldHMO

Deductible$1,400$2,800 family

Out-of-pocket max$6,500$13,000 family

Having a baby$4,660CMS example

$0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin

Plan ID 68398FL0030081Sold in 3 Florida counties35% coinsuranceReferral needed for specialists

Network: Sanitas Anchor Network

Details

Ambetter Health

Complete Gold

GoldHMO

Deductible$1,450$2,900 family

Out-of-pocket max$9,500$19,000 family

Having a baby$3,310CMS example

Plan ID 49004FL0010011Sold in 63 Florida counties20% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

GoldHMOHSA

Deductible$2,000$4,000 family

Out-of-pocket max$7,000$14,000 family

Having a baby$3,170CMS example

Plan ID 56503FL3480009Sold in 5 Florida counties10% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Oscar Health

Gold Simple Diabetes

GoldHMO

Deductible$2,000$4,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$4,460CMS example

Plan ID 21525FL0020020Sold in 22 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Gold Simple Diabetes

GoldHMO

Deductible$2,000$4,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$4,460CMS example

Plan ID 21525FL0010025Sold in 12 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Gold Simple Diabetes with Adult Dental & Vision

GoldHMO

Deductible$2,000$4,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$4,460CMS example

Plan ID 21525FL0010068Sold in 12 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Gold SImple Diabetes with Adult Dental & Vision

GoldHMO

Deductible$2,000$4,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$4,460CMS example

Plan ID 21525FL0020032Sold in 22 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Gold Simple Diabetes with Adult Dental & Vision | with AdventHealth

GoldHMO

Deductible$2,000$4,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$4,460CMS example

Plan ID 21525FL0010057Sold in 12 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$4,500CMS example

Plan ID 13887FL0010010Sold in Broward County25% coinsuranceNo referral needed

Network: 22 Health

Details

AmeriHealth Caritas Next

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$5,070CMS example

Plan ID 66966FL0050007Sold in 9 Florida counties25% coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Oscar Health

Gold Classic Standard

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$5,070CMS example

Plan ID 21525FL0010019Sold in 12 Florida counties25% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Gold Classic Standard

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$5,070CMS example

Plan ID 21525FL0020015Sold in 22 Florida counties25% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Gold Classic Standard | with AdventHealth

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$5,070CMS example

Plan ID 21525FL0010020Sold in 12 Florida counties25% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Health First Commercial Plans, Inc.

Gold Standard 1833

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$4,470CMS example

Plan ID 36194FL0160013Sold in 5 Florida counties25% coinsuranceNo referral needed

Network: Health First Individual

Details

Florida Health Care Plans

Gym Access IND Gold HMO OA Standard 3450

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$4,530CMS example

Plan ID 56503FL3480015Sold in 5 Florida counties25% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

GoldHMO

Deductible$2,500$5,000 family

Out-of-pocket max$8,600$17,200 family

Having a baby$4,500CMS example

Plan ID 49004FL0010013Sold in 63 Florida counties25% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

GoldHMO

Deductible$2,550$5,100 family

Out-of-pocket max$6,800$13,600 family

Having a baby$1,260CMS example

Plan ID 56503FL3480001Sold in 5 Florida counties10% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Oscar Health

Gold Simple with Adult Dental & Vision | with AdventHealth

GoldHMO

Deductible$2,750$5,500 family

Out-of-pocket max$10,000$20,000 family

Having a baby$4,810CMS example

Plan ID 21525FL0010051Sold in 12 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Gold Simple | with AdventHealth

GoldHMO

Deductible$2,750$5,500 family

Out-of-pocket max$10,000$20,000 family

Having a baby$4,810CMS example

Plan ID 21525FL0010023Sold in 12 Florida counties20% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Florida Health Care Plans

GoldHMOHSA

Deductible$3,500$7,000 family

Out-of-pocket max$4,500$9,000 family

Having a baby$3,660CMS example

Plan ID 13887FL0010007Sold in Broward County25% coinsuranceNo referral needed

Network: 22 Health

Details

UnitedHealthcare

UHC Sanitas Silver Value

SilverHMO

Deductible$3,500$7,000 family

Out-of-pocket max$9,500$19,000 family

Having a baby$7,060CMS example

$0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin

Plan ID 68398FL0030075Sold in 3 Florida counties40% coinsuranceReferral needed for specialists

Network: Sanitas Anchor Network

Details

AvMed

AvMed Entrust Silver 350

SilverHMO

Deductible$3,500$7,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$6,460CMS example

2027

Plan ID 19898FL0340003Sold in 25 Florida counties50% coinsuranceReferral needed for specialists

Network: AvMed HIX Network

Details

AvMed

AvMed Entrust Silver 350 Dental+Vision

SilverHMO

Deductible$3,500$7,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$6,460CMS example

2027

Plan ID 19898FL0350003Sold in 25 Florida counties50% coinsuranceReferral needed for specialists

Network: AvMed HIX Network

Details

Florida Health Care Plans

Gym Access IND Silver HMO BC 7741

SilverHMO

Deductible$3,500$7,000 family

Out-of-pocket max$10,500$21,000 family

Having a baby$6,060CMS example

Plan ID 56503FL3480005Sold in 5 Florida counties40% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

SilverHMO

Deductible$4,000$8,000 family

Out-of-pocket max$8,500$17,000 family

Having a baby$5,760CMS example

Plan ID 13887FL0010009Sold in Broward County20% coinsuranceNo referral needed

Network: 22 Health

Details

Florida Blue

myBlue Silver 2237

SilverHMO

Deductible$4,000$8,000 family

Out-of-pocket max$8,900$17,800 family

Having a baby$7,260CMS example

$60 PCP Visits / Rewards

Plan ID 30252FL0070035Sold in 59 Florida counties50% coinsuranceReferral needed for specialists

Network: myBlue

Details

Florida Blue

myBlue Silver 2237E

SilverHMO

Deductible$4,000$8,000 family

Out-of-pocket max$8,900$17,800 family

Having a baby$7,260CMS example

$60 PCP Visits / Adult Dental & Vision / Rewards

Plan ID 30252FL0200011Sold in 59 Florida counties50% coinsuranceReferral needed for specialists

Network: myBlue

Details

Florida Blue

myBlue Silver 2237V

SilverHMO

Deductible$4,000$8,000 family

Out-of-pocket max$8,900$17,800 family

Having a baby$7,260CMS example

$60 PCP Visits / Adult Vision / Rewards

Plan ID 30252FL0190011Sold in 59 Florida counties50% coinsuranceReferral needed for specialists

Network: myBlue

Details

Florida Blue

BlueCare Silver 24K01-06

SilverPOS

Deductible$4,000$8,000 family

Out-of-pocket max$10,550$21,100 family

Having a baby$5,160CMS example

$25 PCP Visits / $40 Specialist Visits / Rewards

Plan ID 30252FL0140006Sold in 35 Florida counties40% coinsuranceNo referral needed

Network: BlueCare

Details

22 Health

Expanded BronzeHMOHSA

Deductible$4,500$9,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$7,270CMS example

Plan ID 67926FL0010006Sold in 16 Florida counties50% coinsuranceNo referral needed

Network: ACNEXT FL HMO

Details

Wellpoint

Wellpoint Heart Healthy Essential Bronze 4500 HSA

Expanded BronzeHMOHSA

Deductible$4,500$9,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$7,770CMS example

$0 Select Drugs + Incentives

Plan ID 44228FL0040021Sold in 34 Florida counties40% coinsuranceNo referral needed

Network: Wellpoint Florida Essential and RX Choice Tiered Network

Details

Health First Commercial Plans, Inc.

Silver Value 1815

SilverHMO

Deductible$4,700$9,400 family

Out-of-pocket max$9,450$18,900 family

Having a baby$5,870CMS example

$25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings

Plan ID 36194FL0410002Sold in Brevard County20% coinsuranceNo referral needed

Network: Health First Value

Details

Health First Commercial Plans, Inc.

Silver Value 1815 + Adult Dental + Adult Vision

SilverHMO

Deductible$4,700$9,400 family

Out-of-pocket max$9,450$18,900 family

Having a baby$5,870CMS example

$25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings

Plan ID 36194FL0470002Sold in Brevard County20% coinsuranceNo referral needed

Network: Health First Value

Details

Health First Commercial Plans, Inc.

Silver Value 1815 + Enhanced Diabetes Benefits

SilverHMO

Deductible$4,700$9,400 family

Out-of-pocket max$9,450$18,900 family

Having a baby$5,870CMS example

$25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings

Plan ID 36194FL0500001Sold in Brevard County20% coinsuranceNo referral needed

Network: Health First Value

Details

Oscar Health

Bronze Classic 4700

Expanded BronzeHMOHSA

Deductible$4,700$9,400 family

Out-of-pocket max$12,000$24,000 family

Having a baby$8,760CMS example

Plan ID 21525FL0020002Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

SilverHMO

Deductible$5,000$10,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$7,360CMS example

Plan ID 49004FL0010009Sold in 63 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental

SilverHMO

Deductible$5,000$10,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$7,360CMS example

Plan ID 49004FL0020008Sold in 63 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Wellpoint

Wellpoint Heart Healthy Essential Silver 5000

SilverHMO

Deductible$5,000$10,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$8,770CMS example

$0 Select Drugs + Incentives

Plan ID 44228FL0040022Sold in 34 Florida counties25% coinsuranceNo referral needed

Network: Wellpoint Florida Essential and RX Choice Tiered Network

Details

AmeriHealth Caritas Next

SilverHMO

Deductible$5,500$11,000 family

Out-of-pocket max$9,700$19,400 family

Having a baby$6,860CMS example

Plan ID 56503FL3480004Sold in 5 Florida counties40% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

Gym Access IND Silver POS BC 0941

SilverPOS

Deductible$5,500$11,000 family

Out-of-pocket max$9,700$19,400 family

Having a baby$6,860CMS example

Plan ID 56503FL3490004Sold in 5 Florida counties40% coinsuranceNo referral needed

Network: FHCP HMO Individual Network

Details

Oscar Health

Bronze Simple Chronic Care CKM

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0010007Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Bronze Simple Chronic Care CKM

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0020005Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Chronic Care CKM | with AdventHealth

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0010028Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Diabetes

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0020006Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Diabetes

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0010008Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Bronze Simple Diabetes with Adult Dental & Vision

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0010065Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Bronze Simple Diabetes with Adult Dental & Vision

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0020029Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Diabetes with Adult Dental & Vision | with AdventHealth

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0010054Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Diabetes | with AdventHealth

Expanded BronzeHMOHSA

Deductible$5,500$11,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,160CMS example

Plan ID 21525FL0010029Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Florida Health Care Plans

SilverHMO

Deductible$5,750$11,500 family

Out-of-pocket max$10,000$20,000 family

Having a baby$8,610CMS example

Plan ID 21525FL0020012Sold in 22 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple PCP Saver | with AdventHealth

SilverHMO

Deductible$5,750$11,500 family

Out-of-pocket max$10,000$20,000 family

Having a baby$8,610CMS example

Plan ID 21525FL0010016Sold in 12 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Capital Health Plan

Capital Health Plan HMO Silver 2100

SilverHMO

Deductible$6,000$12,000 family

Out-of-pocket max$9,500$19,000 family

Having a baby$8,060CMS example

Plan ID 66966FL0050002Sold in 9 Florida counties35% coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Oscar Health

Silver Simple Women's Health with Menopause Benefits

SilverHMO

Deductible$6,000$12,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$8,960CMS example

Plan ID 21525FL0020013Sold in 22 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple Women's Health with Menopause Benefits

SilverHMO

Deductible$6,000$12,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$8,960CMS example

Plan ID 21525FL0010017Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Silver Simple Women's Health with Menopause Benefits | with AdventHealth

SilverHMO

Deductible$6,000$12,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$8,960CMS example

Plan ID 21525FL0010045Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Florida Health Care Plans

Gym Access IND Bronze POS BC 3841

Expanded BronzePOSHSA

Deductible$6,000$12,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$6,260CMS example

Plan ID 56503FL3490003Sold in 5 Florida counties50% coinsuranceNo referral needed

Network: FHCP HMO Individual Network

Details

Wellpoint

Wellpoint Essential Bronze 6000 HSA

Expanded BronzeHMOHSA

Deductible$6,000$12,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,370CMS example

$0 Select Drugs + Incentives

Plan ID 44228FL0040005Sold in 34 Florida counties50% coinsuranceNo referral needed

Network: Wellpoint Florida Essential and RX Choice Tiered Network

Details

Oscar Health

Silver Simple Breathe Easy with Enhanced COPD Benefits

SilverHMO

Deductible$6,200$12,400 family

Out-of-pocket max$10,300$20,600 family

Having a baby$9,160CMS example

Plan ID 21525FL0020009Sold in 22 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple Breathe Easy with Enhanced COPD Benefits

SilverHMO

Deductible$6,200$12,400 family

Out-of-pocket max$10,300$20,600 family

Having a baby$9,160CMS example

Plan ID 21525FL0010013Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

SilverHMO

Deductible$6,300$12,600 family

Out-of-pocket max$9,600$19,200 family

Having a baby$8,260CMS example

Plan ID 49004FL0010007Sold in 63 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$7,910CMS example

Plan ID 13887FL0010002Sold in Broward County40% coinsuranceNo referral needed

Network: 22 Health

Details

AmeriHealth Caritas Next

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$8,970CMS example

Plan ID 66966FL0050006Sold in 9 Florida counties40% coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Florida Health Care Plans

Gym Access IND Silver HMO OA Standard 1440

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$7,950CMS example

Plan ID 56503FL3480014Sold in 5 Florida counties40% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$7,910CMS example

Plan ID 49004FL0010006Sold in 63 Florida counties40% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

Signature Silver + Vision + Adult Dental

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$7,910CMS example

Plan ID 49004FL0020027Sold in 63 Florida counties40% coinsuranceNo referral needed

Network: Premier

Details

Oscar Health

Silver Classic Standard

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$8,970CMS example

Plan ID 21525FL0010009Sold in 12 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Silver Classic Standard

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$8,970CMS example

Plan ID 21525FL0020007Sold in 22 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Classic Standard | with AdventHealth

SilverHMO

Deductible$6,400$12,800 family

Out-of-pocket max$10,300$20,600 family

Having a baby$8,970CMS example

Plan ID 21525FL0010010Sold in 12 Florida counties40% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Health First Commercial Plans, Inc.

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,500$21,000 family

Having a baby$9,360CMS example

Plan ID 21525FL0010043Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Silver Simple Chronic Care CKM

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,500$21,000 family

Having a baby$9,360CMS example

Plan ID 21525FL0020010Sold in 22 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple Chronic Care CKM | with AdventHealth

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,500$21,000 family

Having a baby$9,360CMS example

Plan ID 21525FL0010014Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple Diabetes

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$9,360CMS example

Plan ID 21525FL0010044Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Silver Simple Diabetes

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$9,360CMS example

Plan ID 21525FL0020011Sold in 22 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple Diabetes with Adult Dental & Vision

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$9,360CMS example

Plan ID 21525FL0010067Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Silver Simple Diabetes with Adult Dental & Vision

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$9,360CMS example

Plan ID 21525FL0020031Sold in 22 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Simple Diabetes with Adult Dental & Vision | with AdventHealth

SilverHMO

Deductible$6,500$13,000 family

Out-of-pocket max$10,600$21,200 family

Having a baby$9,360CMS example

Plan ID 21525FL0010056Sold in 12 Florida counties45% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

SilverHMO

Deductible$7,000$14,000 family

Out-of-pocket max$10,000$20,000 family

Having a baby$9,870CMS example

Plan ID 66966FL0050010Sold in 9 Florida counties50% coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Florida Health Care Plans

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$8,820CMS example

Plan ID 13887FL0010003Sold in Broward County50% coinsuranceNo referral needed

Network: 22 Health

Details

AmeriHealth Caritas Next

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,070CMS example

Plan ID 21525FL0020001Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Classic Standard

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,070CMS example

Plan ID 21525FL0010001Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Bronze Classic Standard | with AdventHealth

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,070CMS example

Plan ID 21525FL0010002Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Health First Commercial Plans, Inc.

Bronze Standard 1828

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$8,770CMS example

Plan ID 36194FL0160011Sold in 5 Florida counties50% coinsuranceNo referral needed

Network: Health First Individual

Details

Capital Health Plan

Capital Health Plan HMO Bronze 1000

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,370CMS example

Plan ID 66966FL0050005Sold in 9 Florida counties50% coinsuranceNo referral needed

Network: Full Medical, CVS Limited

Details

Florida Health Care Plans

Gym Access IND Bronze HMO OA Standard 2450

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$8,860CMS example

Plan ID 56503FL3480013Sold in 5 Florida counties50% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

Expanded BronzeHMOHSA

Deductible$7,500$15,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$8,820CMS example

Plan ID 49004FL0010001Sold in 63 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

SilverHMO

Deductible$8,000$16,000 family

Out-of-pocket max$9,400$18,800 family

Having a baby$8,860CMS example

Plan ID 49004FL0010031Sold in 51 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

Thrive Silver

SilverHMO

Deductible$8,000$16,000 family

Out-of-pocket max$9,400$18,800 family

Having a baby$8,860CMS example

Plan ID 49004FL0010032Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Capital Health Plan

BronzeHMOHSA

Deductible$8,500$17,000 family

Out-of-pocket max$11,500$23,000 family

Having a baby$10,570CMS example

Plan ID 49004FL0010053Sold in 3 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Oscar Health

Silver Core Plan

SilverHMO

Deductible$9,000$18,000 family

Out-of-pocket max$10,300$20,600 family

Having a baby$10,360CMS example

Plan ID 21525FL0020018Sold in 22 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Silver Core Plan | with AdventHealth

SilverHMO

Deductible$9,000$18,000 family

Out-of-pocket max$10,300$20,600 family

Having a baby$10,360CMS example

Plan ID 21525FL0010034Sold in 12 Florida counties50% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Breathe Easy with Enhanced COPD Benefits

Expanded BronzeHMOHSA

Deductible$9,000$18,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,470CMS example

Plan ID 21525FL0020004Sold in 22 Florida counties10% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

Oscar Health

Bronze Simple Breathe Easy with Enhanced COPD Benefits

Expanded BronzeHMOHSA

Deductible$9,000$18,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,470CMS example

Plan ID 21525FL0010027Sold in 12 Florida counties10% coinsuranceNo referral needed

Network: Individual Florida HMO Broad

Details

Oscar Health

Bronze Simple Breathe Easy with Enhanced COPD Benefits | with AdventHealth

Expanded BronzeHMOHSA

Deductible$9,000$18,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$9,470CMS example

Plan ID 21525FL0010006Sold in 12 Florida counties10% coinsuranceNo referral needed

Network: Individual Florida Standard

Details

UnitedHealthcare

UHC Sanitas Bronze Value

BronzeHMOHSA

Deductible$9,150$18,300 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,010CMS example

$0 Virtual Urgent Care, HSA, $0 Insulin

Plan ID 68398FL0030069Sold in 3 Florida counties50% coinsuranceReferral needed for specialists

Network: Sanitas Anchor Network

Details

Ambetter Health

Everyday Bronze

Expanded BronzeHMOHSA

Deductible$9,350$18,700 family

Out-of-pocket max$11,000$22,000 family

Having a baby$9,460CMS example

Plan ID 49004FL0010002Sold in 63 Florida counties50% coinsuranceNo referral needed

Network: Premier

Details

Ambetter Health

BronzeHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$12,060CMS example

Plan ID 13887FL0010008Sold in Broward CountyNo coinsuranceNo referral needed

Network: 22 Health

Details

AmeriHealth Caritas Next

AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals

BronzeHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,070CMS example

Plan ID 67926FL0010001Sold in 16 Florida countiesNo coinsuranceNo referral needed

Network: ACNEXT FL HMO

Details

Health First Commercial Plans, Inc.

Catastrophic 1746

CatastrophicHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$10,060CMS example

Primary Care Copay Visits 1-3, Open Access

Plan ID 36194FL0450003Sold in 5 Florida countiesNo coinsuranceNo referral needed

Network: Health First Individual

Details

Florida Health Care Plans

Gym Access IND Bronze HMO 1340

Expanded BronzeHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$12,060CMS example

Plan ID 56503FL3480008Sold in 5 Florida countiesNo coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

Gym Access IND Catastrophic HMO 36

CatastrophicHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$12,060CMS example

Plan ID 56503FL3480017Sold in 5 Florida counties100% coinsuranceReferral needed for specialists

Network: FHCP HMO Individual Network

Details

Florida Health Care Plans

Gym Access IND Catastrophic POS 37

CatastrophicPOSHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$12,060CMS example

Plan ID 56503FL3490015Sold in 5 Florida counties100% coinsuranceNo referral needed

Network: FHCP HMO Individual Network

Details

Florida Blue

myBlue Essentials Catastrophic

CatastrophicHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$12,060CMS example

HSA) 27M07-14 (Rewards

Plan ID 30252FL0210014Sold in 59 Florida countiesNo coinsuranceReferral needed for specialists

Network: myBlue

Details

Wellpoint

Wellpoint Essential Catastrophic HSA

CatastrophicHMOHSA

Deductible$12,000$24,000 family

Out-of-pocket max$12,000$24,000 family

Having a baby$12,060CMS example

+ Incentives

Plan ID 44228FL0040004Sold in 34 Florida countiesNo coinsuranceNo referral needed

Network: Wellpoint Florida Essential and RX Choice Tiered Network

Details

Insurers selling Florida Marketplace plans

Select an insurer to see only its plans. No 2027 plans from Cigna Healthcare and Molina Healthcare, which sold plans here for 2026.

Insurer	Plans	Deductibles	Out-of-pocket max	Doctors in network	Directory updated	Action
Florida Blue	85	$0 to $12,000	$4,000 to $12,000	82,971	Nov 3, 2026	See plans
Oscar Health	56	$0 to $9,000	$8,600 to $12,000	75,433	Nov 5, 2026	See plans
Florida Health Care Plans	25	$0 to $12,000	$6,800 to $12,000	2,436	Nov 4, 2026	See plans
Health First Commercial Plans, Inc.	24	$0 to $12,000	$6,650 to $12,000	7,228	Nov 5, 2026	See plans
UnitedHealthcare	24	$0 to $11,750	$6,500 to $12,000	47,667	Nov 4, 2026	See plans
Ambetter Health	21	$0 to $9,350	$7,250 to $12,000	50,960	Nov 4, 2026	See plans
Wellpoint	15	$800 to $12,000	$5,000 to $12,000	30,543	Nov 5, 2026	See plans
AvMed	14	$0 to $10,150	$5,900 to $12,000	27,473	Nov 2, 2026	See plans
22 Health	8	$0 to $12,000	$4,500 to $12,000	4,000	Nov 4, 2026	See plans
AmeriHealth Caritas Next	8	$0 to $12,000	$8,600 to $12,000	14,597	Nov 5, 2026	See plans
Capital Health Plan	8	$0 to $8,000	$5,900 to $12,000	867	Oct 14, 2026	See plans

Dental-only insurers

11 insurers sell stand-alone dental plans in Florida but no medical plans.

Insurer	Dental plans	Dentists in network
Dominion National	6	7,630
BEST Life	5	7,809
Delta Dental	5	7,297
EMI Health	5	4,906
Guardian	5	7,253
Renaissance Dental	5	7,063
Florida Combined Life	4	5,636
DentaQuest	3	669
Humana	3	10,090
Solstice	3	7,710
Cigna Healthcare	2	6,473

Where the in-network doctors are

Doctors and facilities in Florida listed by at least one Marketplace insurer, by city and by primary specialty.

Top cities

Miami15,247

Tampa8,960

Orlando8,290

Jacksonville8,202

Gainesville3,429

Fort Myers3,341

Pensacola2,567

Sarasota2,554

Boca Raton2,429

Hialeah2,339

Hollywood2,319

St Petersburg2,281

Top specialties

Nurse Practitioner18,184

Internal Medicine15,555

Dentist13,132

Counselor11,263

Behavior Analyst7,048

Social Worker6,725

Family Medicine6,366

Physician Assistant5,797

Clinic/Center5,062

Pharmacy4,816

Pediatrics4,700

Physical Therapist3,923

Questions about Florida Marketplace plans

Which insurers sell Marketplace plans in Florida?

11 insurers sell medical plans for 2027: Florida Blue, Oscar Health, Florida Health Care Plans, Health First Commercial Plans, Inc., UnitedHealthcare, Ambetter Health, Wellpoint, AvMed, 22 Health, AmeriHealth Caritas Next, and Capital Health Plan. 11 more insurers sell dental plans only.

When can I enroll in a Florida Marketplace plan for 2027?

Open enrollment for 2027 coverage runs Nov 1, 2026 to Jan 15, 2027 on HealthCare.gov. Outside those dates you need a qualifying life event, such as losing other coverage, moving or having a baby.

Which insurer has the most doctors in Florida?

Florida Blue lists 82,971 Florida doctors, practices and hospitals, 27,134 of them accepting new patients. Directories can be out of date, so call the office to confirm before you enroll.

What is the lowest deductible on a Florida Marketplace plan?

49 plans have a $0 individual deductible. Deductibles run from $0 to $12,000. A lower deductible usually means a higher monthly premium, so compare the out-of-pocket maximum too.

Which plan year does this page cover?

Plans, deductibles and out-of-pocket maximums are from the 2027 CMS plan files. A doctor counts as in network only when the insurer's directory lists them for 2027 plans.

Which insurers stopped selling Marketplace plans in Florida for 2027?

Cigna Healthcare and Molina Healthcare sold medical plans in Florida for 2026 and have no 2027 plans in the CMS plan files. People enrolled in those plans can choose a new plan during open enrollment.

Are all Florida plans sold in every county?

No. 274 plans are sold only in some counties, and 14 plans are sold statewide. Choose your county above the plan list to see only the plans sold where you live.

Why are there no monthly premiums on this page?

Premiums depend on your age, county, household size and income, and most enrollees get a subsidy, so a single price would mislead. Prices are listed on HealthCare.gov. This page compares what the plans cover: deductibles, out-of-pocket maximums, coinsurance and networks.

About this data

NPI Profile is not an insurance company, agent or broker, and it does not sell insurance or enroll anyone in a plan. It is a free reference tool built on public files that CMS and insurers publish, to help you compare Marketplace plans and check whether your current or future doctor is in a plan's network. It is not affiliated with CMS, HealthCare.gov, any state exchange or any insurer. Confirm costs and networks with the insurer and the doctor's office, and enroll on HealthCare.gov.

Source	What it provides here	Source date
CMS Marketplace public use files	Plans, deductibles, out-of-pocket maximums and coverage examples, and the counties where each plan is sold	Plan year 2027
Insurer provider directories	Which doctors, practices and hospitals each insurer lists in its networks. Only providers with an address in Florida are counted.	Updated November 8, 2026
NPPES NPI registry	Provider names, practice addresses and primary specialties	Matched November 8, 2026

Only individual-market plans sold on HealthCare.gov are included; small-business (SHOP) and off-exchange plans are left out. A plan an insurer files once per region is shown once.
A doctor counts as in network only when the insurer's directory lists them for 2027 plans.
Deductibles, out-of-pocket maximums and coinsurance are for one person, in network, for the standard version of each plan. Coverage examples (having a baby, managing type 2 diabetes, a simple fracture) are what CMS's standard scenarios cost under each plan.
Directories can be out of date. Call the doctor's office and the insurer to confirm before you enroll.