TAYLORS PHARMACY
Accepted Insurance for NPI 1316969421
Pharmacist in Winter Park, FL

NPI Status: Active since July 25, 2006

Contact Information

306 S PARK AVE
WINTER PARK, FL
ZIP 32789
Phone: (407) 644-1025
Fax: (407) 644-0160

Get Directions

Accepted Health Plans and Insurance Coverage

This registry outlines the health plan networks and insurance coverage profiles associated with TAYLORS PHARMACY, a practicing pharmacist professional in Winter Park, FL. Compiled from official data resources, this interface is designed to help you determine if your policy is accepted at this practice location. Currently, the provider is listed across 103 individual coverage options managed by medical networks, including networks like Health First Commercial Plans, Inc., Medica, and Moda Health Plan, Inc.. Please use the filtering dashboard below to search for your specific plan by name, narrow results by a single carrier corporate network, or toggle between plan types (HMO, PPO, EPO) to check your status before coordinating an upcoming clinic visit.

Fitler by Network Type

Health First Commercial Plans, Inc.

Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0160009
Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0460003
Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0440001
Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0480001
Bronze Standard 1828
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0160011
Bronze Value 1814 (High Value Network Savings, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0410001
Bronze Value 1814 + Adult Dental + Adult Vision (High Value Network Savings, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0470001
Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0450003
Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0450002
Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0460002
Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0440003
Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0480003
Gold Standard 1833
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0160013
Gold Value 1819 ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0410003
Gold Value 1819 + Adult Dental + Adult Vision ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0470003
Gold Value 1819 + Enhanced Diabetes Benefits ($2,200 Tier 1 Medical Deductible, High Value Network Savings, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0500002
Silver 1664 (Primary Care & Specialist Copays, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0450001
Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0460001
Silver Savings 1821 (Primary Care Copay, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0440002
Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0480002
Silver Standard 1829
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0160012
Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0410002
Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0470002
Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)
HMO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NATIONAL Tier

Accepted Plan ID Variations

36194FL0500001

Medica

Balance by Medica Bronze $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080041
Balance by Medica Bronze $0 Copay PCP Visits
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060074
Balance by Medica Bronze Premier
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080051
Balance by Medica Bronze Premier
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060051
Balance by Medica Expanded Bronze Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080073
Balance by Medica Expanded Bronze Standard
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060073
Balance by Medica Gold $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080045
Balance by Medica Gold $0 Copay PCP Visits
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060045
Balance by Medica Gold Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080074
Balance by Medica Gold Share
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060075
Balance by Medica Gold Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080055
Balance by Medica Gold Standard
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060055
Balance by Medica Silver $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080047
Balance by Medica Silver $0 Copay PCP Visits
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060047
Balance by Medica Silver Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080075
Balance by Medica Silver Share
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060076
Balance by Medica Silver Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0080057
Balance by Medica Silver Standard
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0060057
Harmony by Medica Bronze $0 Copay PCP Visits
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010041
Harmony by Medica Bronze $0 Copay PCP Visits + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070003
Harmony by Medica Bronze Premier
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010051
Harmony by Medica Bronze Premier + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070006
Harmony by Medica Expanded Bronze Standard
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010073
Harmony by Medica Expanded Bronze Standard + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070009
Harmony by Medica Gold $0 Copay PCP Visits
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010045
Harmony by Medica Gold $0 Copay PCP Visits + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070001
Harmony by Medica Gold Share
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010074
Harmony by Medica Gold Share + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070004
Harmony by Medica Gold Standard
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010055
Harmony by Medica Gold Standard + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070007
Harmony by Medica Silver $0 Copay PCP Visits
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010047
Harmony by Medica Silver $0 Copay PCP Visits + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070002
Harmony by Medica Silver Share
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010075
Harmony by Medica Silver Share + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070005
Harmony by Medica Silver Standard
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0010057
Harmony by Medica Silver Standard + Adult Eye Exam
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

21333OK0070008
Medica with MU Health Care Bronze $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070041
Medica with MU Health Care Bronze Premier
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070051
Medica with MU Health Care Expanded Bronze Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070073
Medica with MU Health Care Gold $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070045
Medica with MU Health Care Gold Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070074
Medica with MU Health Care Gold Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070055
Medica with MU Health Care Silver $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070047
Medica with MU Health Care Silver Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070075
Medica with MU Health Care Silver Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0070057
Select by Medica Bronze $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010041
Select by Medica Bronze Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010029
Select by Medica Expanded Bronze Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010073
Select by Medica Gold $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010045
Select by Medica Gold Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010074
Select by Medica Gold Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010055
Select by Medica Silver $0 Copay PCP Visits
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010047
Select by Medica Silver Share
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010075
Select by Medica Silver Standard
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: PREFERRED Tier

Accepted Plan ID Variations

53461MO0010057

Moda Health Plan, Inc.

Moda Health Affinity Bronze 8000
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1680005
Moda Health Affinity Bronze 9000
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1660002
Moda Health Affinity Bronze HDHP 7500
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1680007
Moda Health Affinity Gold 1000
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1700001
Moda Health Affinity Gold 1500
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1680008
Moda Health Affinity Gold 250
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1690001
Moda Health Affinity Silver 3000
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1690003
Moda Health Affinity Silver 3400
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1680002
Moda Health Affinity Silver 4500
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1680004
Moda Health Affinity Silver 6000
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1660001
Moda Health Oregon Standard Bronze Affinity
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1670003
Moda Health Oregon Standard Gold Affinity
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1670001
Moda Health Oregon Standard Silver Affinity
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

39424OR1670002
Moda Select Alaska Bronze 6500
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0930003
Moda Select Alaska Bronze HDHP 5500
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0970002
Moda Select Alaska Gold 1500
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0930001
Moda Select Alaska Silver 4500
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0930002
Moda Select Alaska Standard Bronze
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0960001
Moda Select Alaska Standard Gold
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0940001
Moda Select Alaska Standard Silver
PPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

73836AK0950001
Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD)
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

17933TX0010006
Moda Select Texas Bronze HDHP 7500
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

17933TX0010007
Moda Select Texas Standard Bronze
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

17933TX0010010
Moda Select Texas Standard Gold
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

17933TX0010009
Moda Select Texas Standard Silver
EPO Group

Market Classification Rank: Individual Coverage Framework

Assigned Option Status: NON-PREFERRED Tier

Accepted Plan ID Variations

17933TX0010008
No coverage plans found coordinating with your query criteria.

Coverage Information & FAQs

This provider accepts health insurance plans managed by the following insurance companies: Health First Commercial Plans, Inc., Medica, Moda Health Plan, Inc.. You can filter specific policies or search for unique plans using the open dashboard controls located above.
No, current public enrollment indicators show that this provider does not accept standard Medicare program assignments.
TAYLORS PHARMACY is enrolled across the following managed care network types: EPO, HMO, PPO.
  • HMO (Health Maintenance Organization): Requires receiving care through the network of clinicians and facilities, often requiring primary doctor referrals to access specialist treatments.
  • PPO (Preferred Provider Organization): Provides flexibility to visit out-of-network clinicians without requiring referrals, though seeking care with in-network providers offers lower out-of-pocket costs.
  • EPO (Exclusive Provider Organization): Restricts coverage strictly to network providers except for emergency situations, but generally allows seeking treatment from network specialists without an official referral.