MICHELLE FLORES
Accepted Insurance Health Plans for NPI 1215672316
Counselor - Mental Health in Laredo, TX
NPI Status: Active since May 03, 2022
Accepted Health Plans and Insurance Coverage
Browse the list of insurance companies that may be accepted by MICHELLE FLORES. Use the filter tool below to quickly find details about your health plan, including the plan name, market, network tier or type, and ID. If you're looking for a specific plan, type its name into the search box.
UnitedHealthcare (11 plans)
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080031
Dental Only? No
UHC Bronze Standard
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080015
Dental Only? No
UHC Bronze Value ($0 Virtual Urgent Care, $3 Tier 2 Rx)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080010
Dental Only? No
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080028
Dental Only? No
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0090002
Dental Only? No
UHC Gold Standard
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080024
Dental Only? No
UHC Gold Standard $0 Indiv Ded ($0 Virtual Urgent Care)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080013
Dental Only? No
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080026
Dental Only? No
UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0090001
Dental Only? No
UHC Silver Standard
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080020
Dental Only? No
UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx)
Type: HMO
Market: Individual
Network Tier: NON-PREFERRED
Plan ID: 40220TX0080025
Dental Only? No
Frequently Asked Questions
- EPO
- See in-network doctors without a referral. No coverage for routine out-of-network care except emergencies.
- HMO
- Requires referrals and a primary doctor. Usually lower premiums but no out-of-network coverage.
- POS
- Acts like HMO in-network but allows out-of-network visits at a higher cost.
- PPO
- No referrals needed. Partial out-of-network coverage with more flexibility in choosing doctors.
- Indemnity
- Reimburses “reasonable and customary” fees for licensed providers. Rare and often costly.
- Individual & Family
- Marketplace plans for consumers. Ideal for the self-employed or those between jobs.
- SHOP
- Small group coverage for businesses with up to 50 full-time employees.
- Tier-One
- Lowest-cost, highest-value in-network providers.
- Preferred
- Good in-network options with slightly higher copays than Tier-One.
- Non-Preferred
- More expensive tier within the network. Cheaper than going out-of-network.
